NTB (Bank of N.T Butterfield & Son) Net Loan: $4,394.1 Mil (As of Mar. 2026)

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NTB Bank of N.T Butterfield & Son Ltd NTB
85 GF Score
Price $60.99
GF Value $45.82
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank of N.T Butterfield & Son Net Loan?

Bank of N.T Butterfield & Son NTB +1.13% 85 Net Loan is $4,394.1 Mil as of Mar. 2026. GuruFocus rates NTB with a GF Score™ of 85/100 and a GF Value™ of $45.82 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Bank of N.T Butterfield & Son's quarterly net loan declined from Sep. 2025 ($4,467.6 Mil) to Dec. 2025 ($4,382.4 Mil) but then increased from Dec. 2025 ($4,382.4 Mil) to Mar. 2026 ($4,394.1 Mil).

Bank of N.T Butterfield & Son's annual net loan declined from Dec. 2023 ($4,745.8 Mil) to Dec. 2024 ($4,382.4 Mil) and declined from Dec. 2024 ($4,382.4 Mil) to Dec. 2025 ($4,394.1 Mil).

Bank of N.T Butterfield & Son Net Loan Historical Data

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The historical data trend for Bank of N.T Butterfield & Son's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of N.T Butterfield & Son Net Loan Chart

Bank of N.T Butterfield & Son Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,240.67 5,096.43 4,745.85 4,473.59 4,382.41

Bank of N.T Butterfield & Son Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,518.38 4,577.52 4,467.65 4,382.41 4,394.05
NTB
85GF Score
Bank of N.T Butterfield & Son Ltd NTB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of N.T Butterfield & Son Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $4,394.1 Mil mean?
Bank of N.T Butterfield & Son (NTB) has a Net Loan of $4,394.1 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bank of N.T Butterfield & Son and its competitors.
Is Bank of N.T Butterfield & Son's Net Loan too high?
Bank of N.T Butterfield & Son's current Net Loan is $4,394.1 Mil. Overall, Bank of N.T Butterfield & Son has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of N.T Butterfield & Son's Net Loan compare to FRBT and JPM?
Bank of N.T Butterfield & Son's Net Loan of $4,394.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bank of N.T Butterfield & Son and its competitors. Bank of N.T Butterfield & Son's current Net Loan is $4,394.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of N.T Butterfield & Son stock overvalued right now?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son (NTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $45.82, compared to a current price of $60.99 — trading 33.1% above its estimated fair value. The current Net Loan is $4,394.1 Mil. Bank of N.T Butterfield & Son's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bank of N.T Butterfield & Son (NTB), the current Net Loan is $4,394.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of N.T Butterfield & Son (NTB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of N.T Butterfield & Son stock appears to be overvalued. The current stock price of $60.99 is trading 33.1% above its estimated GF Value™ of $45.82. GuruFocus considers Bank of N.T Butterfield & Son to be Significantly Overvalued.

Key valuation signals for NTB:

  • Net Loan: $4,394.1 Mil
  • GF Value™: $45.82 vs. price of $60.99 (33.1% above fair value)
  • GF Score™: 85/100 with 6 warning signs

No single metric tells the full story. See the NTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of N.T Butterfield & Son Business Description

Other Exchanges 4IK:GermanyNTB.BH:Bermuda
Address 65 Front Street, Hamilton, BMU, HM 12
Bank of N.T Butterfield & Son Ltd is a full-service bank and wealth manager. It offers banking services, comprising retail and corporate banking, and wealth management services, which consist of trust, private banking, and asset management business. The company operates through four reportable segments: Bermuda, Cayman, Channel Islands and the UK, and Other. In its Bermuda and Cayman segments, the company offers retail banking and wealth management services. In the Channel Islands and the UK segment, the company offers retail and corporate banking and wealth management services, and the Other segment includes its operations in the Bahamas, Canada, Mauritius, Singapore, and Switzerland. Maximum revenue for the company is generated from its business in Bermuda.
85GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.99
Price
$45.82
GF Value