Bank of N.T Butterfield & Son has the GF Score of 85, which implies that the company
might have
Good outperformance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Bank of N.T Butterfield & Son
might have
Good outperformance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Bank of N.T Butterfield & Son (NYSE:NTB) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Bank of N.T Butterfield & Son GF Score Related Terms
NTB vs FRBT, JPM, BAC: GF Score Comparison
For the Banks - Diversified subindustry, Bank of N.T Butterfield & Son's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of N.T Butterfield & Son GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Bank of N.T Butterfield & Son's GF Score distribution charts can be found below:
* The bar in red indicates where Bank of N.T Butterfield & Son's GF Score falls into.
Bank of N.T Butterfield & Son (NTB) has a GF Score of 85 as of Jul. 02, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bank of N.T Butterfield & Son and its competitors. This is 25% above median its historical median of 68.00. Over the past decade, Bank of N.T Butterfield & Son's GF Score has ranged from 16.00 to 83.00.
Is Bank of N.T Butterfield & Son's GF Score too high?
Bank of N.T Butterfield & Son's current GF Score of 85 is 25% above median its 10-year median of 68.00. Over the past 10 years, this metric has ranged from a low of 16.00 to a high of 83.00. Overall, Bank of N.T Butterfield & Son has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of N.T Butterfield & Son's GF Score compare to FRBT and JPM?
Bank of N.T Butterfield & Son's GF Score of 85 can be compared against companies in the Banks industry. Historically, Bank of N.T Butterfield & Son's own GF Score has ranged from 16.00 to 83.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bank of N.T Butterfield & Son and its competitors. Bank of N.T Butterfield & Son's current GF Score is 85, which is 25% above median its own 10-year median of 68.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of N.T Butterfield & Son stock overvalued right now?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son (NTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $45.62, compared to a current price of $60.26 — trading 32.1% above its estimated fair value. The current GF Score is 85, which is 25% above median its 10-year median of 68.00. Bank of N.T Butterfield & Son's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Bank of N.T Butterfield & Son (NTB), the current GF Score is 85 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of N.T Butterfield & Son (NTB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son stock appears to be overvalued.
The current stock price of $60.26 is trading 32.1% above its estimated GF Value™ of $45.62.
GuruFocus considers Bank of N.T Butterfield & Son to be Significantly Overvalued.
Key valuation signals for NTB:
GF Score: 85 (25% above median its 10-year median of 68.00)
GF Value™: $45.62 vs. price of $60.26 (32.1% above fair value)
No single metric tells the full story. See the NTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of N.T Butterfield & Son Business Description
Bank of N.T Butterfield & Son Ltd is a full-service bank and wealth manager. It offers banking services, comprising retail and corporate banking, and wealth management services, which consist of trust, private banking, and asset management business. The company operates through four reportable segments: Bermuda, Cayman, Channel Islands and the UK, and Other. In its Bermuda and Cayman segments, the company offers retail banking and wealth management services. In the Channel Islands and the UK segment, the company offers retail and corporate banking and wealth management services, and the Other segment includes its operations in the Bahamas, Canada, Mauritius, Singapore, and Switzerland. Maximum revenue for the company is generated from its business in Bermuda.
85GF Score
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