NTB (Bank of N.T Butterfield & Son) LT-Debt-to-Total-Asset: 0.00 (As of Mar. 2026)

What is Bank of N.T Butterfield & Son LT-Debt-to-Total-Asset?

Bank of N.T Butterfield & Son NTB +1.28% 85 LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus rates NTB with a GF Score™ of 85/100 and a GF Value™ of $45.62 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Bank of N.T Butterfield & Son's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.00.

Bank of N.T Butterfield & Son's long-term debt to total assets ratio declined from Mar. 2025 (0.01) to Mar. 2026 (0.00). It may suggest that Bank of N.T Butterfield & Son is progressively becoming less dependent on debt to grow their business.

Bank of N.T Butterfield & Son (NYSE:NTB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Bank of N.T Butterfield & Son LT-Debt-to-Total-Asset Related Terms

Bank of N.T Butterfield & Son LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Bank of N.T Butterfield & Son's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of N.T Butterfield & Son LT-Debt-to-Total-Asset Chart

Bank of N.T Butterfield & Son Annual Data

Trend

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Dec25

LT-Debt-to-Total-Asset

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0.01

0.00

Bank of N.T Butterfield & Son Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.01	0.00	0.00	0.00	0.00

85GF Score

Bank of N.T Butterfield & Son Ltd NTB

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Bank of N.T Butterfield & Son LT-Debt-to-Total-Asset Calculation

Bank of N.T Butterfield & Son's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	0	/	14094.894
	=	0.00

Bank of N.T Butterfield & Son's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	0	/	14424.758
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

Bank of N.T Butterfield & Son (NTB) has a LT-Debt-to-Total-Asset of 0.00 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of N.T Butterfield & Son and its competitors.

Is Bank of N.T Butterfield & Son's LT-Debt-to-Total-Asset too high?

Bank of N.T Butterfield & Son's current LT-Debt-to-Total-Asset is 0.00. Overall, Bank of N.T Butterfield & Son has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Bank of N.T Butterfield & Son's LT-Debt-to-Total-Asset compare to FRBT and JPM?

Bank of N.T Butterfield & Son's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of N.T Butterfield & Son and its competitors. Bank of N.T Butterfield & Son's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank of N.T Butterfield & Son stock overvalued right now?

Based on GuruFocus' analysis, Bank of N.T Butterfield & Son (NTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $45.62, compared to a current price of $60.26 — trading 32.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Bank of N.T Butterfield & Son's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Bank of N.T Butterfield & Son (NTB), the current LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of N.T Butterfield & Son (NTB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of N.T Butterfield & Son stock appears to be overvalued. The current stock price of $60.26 is trading 32.1% above its estimated GF Value™ of $45.62. GuruFocus considers Bank of N.T Butterfield & Son to be Significantly Overvalued.

Key valuation signals for NTB:

LT-Debt-to-Total-Asset: 0.00
GF Value™: $45.62 vs. price of $60.26 (32.1% above fair value)
GF Score™: 85/100 with 6 warning signs

No single metric tells the full story. See the NTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of N.T Butterfield & Son Business Description

Industry Financial Services Banks

Comparable Companies FRBT JPM BAC SHSE:601398 LSE:HSBA SHSE:601288 TSX:RY SHSE:601939 SHSE:601988 WFC C TSE:8306 TSX:TD XMAD:SAN ASX:CBA XSWX:UBSG TSE:8316 XMAD:BBVA TSX:BMO TSX:BNS

Other Exchanges 4IK:Germany NTB.BH:Bermuda

Address 65 Front Street, Hamilton, BMU, HM 12

Website https://www.butterfieldgroup.com

Bank of N.T Butterfield & Son Ltd is a full-service bank and wealth manager. It offers banking services, comprising retail and corporate banking, and wealth management services, which consist of trust, private banking, and asset management business. The company operates through four reportable segments: Bermuda, Cayman, Channel Islands and the UK, and Other. In its Bermuda and Cayman segments, the company offers retail banking and wealth management services. In the Channel Islands and the UK segment, the company offers retail and corporate banking and wealth management services, and the Other segment includes its operations in the Bahamas, Canada, Mauritius, Singapore, and Switzerland. Maximum revenue for the company is generated from its business in Bermuda.

85GF Score

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$60.26

Price

$45.62

GF Value

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