What is Bank of N.T Butterfield & Son OCF Margin %?
Bank of N.T Butterfield & SonNTB -0.56%85 OCF Margin % is 37.78% as of Mar. 2026, which is 19% below its 10-year median of 46.41. GuruFocus rates NTB with a GF Score™ of 85/100 and a GF Value™ of $45.56 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, Bank of N.T Butterfield & Son ranks better than 70.35% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of N.T Butterfield & Son's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of N.T Butterfield & Son OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of N.T Butterfield & Son's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank of N.T Butterfield & Son's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of N.T Butterfield & Son (NTB) has a OCF Margin % of 37.78% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of N.T Butterfield & Son and its competitors. This is 19% below median its historical median of 46.41. Over the past decade, Bank of N.T Butterfield & Son's OCF Margin % has ranged from 37.47 to 58.21. According to the industry distribution chart, Bank of N.T Butterfield & Son ranks #445 out of 1501 companies in the Banks industry, placing it in the top 29.6%.
Is Bank of N.T Butterfield & Son's OCF Margin % too high?
Bank of N.T Butterfield & Son's current OCF Margin % of 37.78% is 19% below median its 10-year median of 46.41. Over the past 10 years, this metric has ranged from a low of 37.47 to a high of 58.21. The Banks industry median OCF Margin % is 29.44. Bank of N.T Butterfield & Son's value of 37.78% is 28.3% above this industry median. Based on the distribution chart, Bank of N.T Butterfield & Son ranks #445 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of N.T Butterfield & Son has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of N.T Butterfield & Son's OCF Margin % compare to BCSO and JPM?
According to the Banks industry distribution chart, Bank of N.T Butterfield & Son ranks #445 out of 1501 companies for OCF Margin %. This puts Bank of N.T Butterfield & Son in the upper half of its industry. The industry median OCF Margin % is 29.44. Bank of N.T Butterfield & Son's value of 37.78% is 28.3% above this benchmark. Historically, Bank of N.T Butterfield & Son's own OCF Margin % has ranged from 37.47 to 58.21 over the past decade. While the company's 10-year median is 46.41 vs. the industry median of 29.44, Bank of N.T Butterfield & Son has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of N.T Butterfield & Son's current OCF Margin % of 37.78% is 28.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of N.T Butterfield & Son and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of N.T Butterfield & Son's current OCF Margin % is 37.78%, which is 19% below median its own 10-year median of 46.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of N.T Butterfield & Son stock overvalued right now?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son (NTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $45.56, compared to a current price of $58.60 — trading 28.6% above its estimated fair value. The current OCF Margin % is 37.78%, which is 19% below median its 10-year median of 46.41 and 28.3% above the Banks industry median of 29.44. Bank of N.T Butterfield & Son's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bank of N.T Butterfield & Son (NTB), the current OCF Margin % is 37.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of N.T Butterfield & Son (NTB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son stock appears to be overvalued.
The current stock price of $58.60 is trading 28.6% above its estimated GF Value™ of $45.56.
GuruFocus considers Bank of N.T Butterfield & Son to be Modestly Overvalued.
Key valuation signals for NTB:
OCF Margin %: 37.78% (19% below median its 10-year median of 46.41)
GF Value™: $45.56 vs. price of $58.60 (28.6% above fair value)
Industry Position: 28.3% above the Banks median (#445 of 1501)
No single metric tells the full story. See the NTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of N.T Butterfield & Son Business Description
Bank of N.T Butterfield & Son Ltd is a full-service bank and wealth manager. It offers banking services, comprising retail and corporate banking, and wealth management services, which consist of trust, private banking, and asset management business. The company operates through four reportable segments: Bermuda, Cayman, Channel Islands and the UK, and Other. In its Bermuda and Cayman segments, the company offers retail banking and wealth management services. In the Channel Islands and the UK segment, the company offers retail and corporate banking and wealth management services, and the Other segment includes its operations in the Bahamas, Canada, Mauritius, Singapore, and Switzerland. Maximum revenue for the company is generated from its business in Bermuda.
85GF Score
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