Bank of N.T Butterfield & SonNTB +0.62%85 PEG Ratio is 1.36 as of Jun. 30, 2026, which is 34% below its 10-year median of 2.07. GuruFocus rates NTB with a GF Score™ of 85/100 and a GF Value™ of $45.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,231 Banks companies, Bank of N.T Butterfield & Son ranks better than 54.43% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Bank of N.T Butterfield & Son's PEG Ratio or its related term are showing as below:
NTB'
s PEG Ratio Range Over the Past 10 Years
Min: 0.88 Med: 2.07 Max: 4.74
Current: 1.36
During the past 12 years, Bank of N.T Butterfield & Son's highest PEG Ratio was 4.74. The lowest was 0.88. And the median was 2.07.
NTB's PEG Ratio is ranked better than 54.43% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs NTB: 1.36
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Bank of N.T Butterfield & Son (NYSE:NTB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Bank of N.T Butterfield & Son PEG Ratio Related Terms
Bank of N.T Butterfield & Son PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of N.T Butterfield & Son's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of N.T Butterfield & Son PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of N.T Butterfield & Son's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Bank of N.T Butterfield & Son's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Bank of N.T Butterfield & Son (NTB) has a PEG Ratio of 1.36 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bank of N.T Butterfield & Son and its competitors. This is 34% below median its historical median of 2.07. Over the past decade, Bank of N.T Butterfield & Son's PEG Ratio has ranged from 0.88 to 4.74. According to the industry distribution chart, Bank of N.T Butterfield & Son ranks #561 out of 1231 companies in the Banks industry, placing it in the top 45.6%.
Is Bank of N.T Butterfield & Son's PEG Ratio too high?
Bank of N.T Butterfield & Son's current PEG Ratio of 1.36 is 34% below median its 10-year median of 2.07. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 4.74. The Banks industry median PEG Ratio is 1.52. Bank of N.T Butterfield & Son's value of 1.36 is 10.5% below this industry median. Based on the distribution chart, Bank of N.T Butterfield & Son ranks #561 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of N.T Butterfield & Son has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of N.T Butterfield & Son's PEG Ratio compare to FRBT and JPM?
According to the Banks industry distribution chart, Bank of N.T Butterfield & Son ranks #561 out of 1231 companies for PEG Ratio. This puts Bank of N.T Butterfield & Son in the upper half of its industry. The industry median PEG Ratio is 1.52. Bank of N.T Butterfield & Son's value of 1.36 is 10.5% below this benchmark. Historically, Bank of N.T Butterfield & Son's own PEG Ratio has ranged from 0.88 to 4.74 over the past decade. While the company's 10-year median is 2.07 vs. the industry median of 1.52, Bank of N.T Butterfield & Son has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of N.T Butterfield & Son's current PEG Ratio of 1.36 is 10.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bank of N.T Butterfield & Son and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of N.T Butterfield & Son's current PEG Ratio is 1.36, which is 34% below median its own 10-year median of 2.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of N.T Butterfield & Son stock overvalued right now?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son (NTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $45.57, compared to a current price of $59.89 — trading 31.4% above its estimated fair value. The current PEG Ratio is 1.36, which is 34% below median its 10-year median of 2.07 and 10.5% below the Banks industry median of 1.52. Bank of N.T Butterfield & Son's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Bank of N.T Butterfield & Son (NTB), the current PEG Ratio is 1.36 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of N.T Butterfield & Son (NTB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son stock appears to be overvalued.
The current stock price of $59.89 is trading 31.4% above its estimated GF Value™ of $45.57.
GuruFocus considers Bank of N.T Butterfield & Son to be Significantly Overvalued.
Key valuation signals for NTB:
PEG Ratio: 1.36 (34% below median its 10-year median of 2.07)
GF Value™: $45.57 vs. price of $59.89 (31.4% above fair value)
Industry Position: 10.5% below the Banks median (#561 of 1231)
No single metric tells the full story. See the NTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of N.T Butterfield & Son Business Description
Bank of N.T Butterfield & Son Ltd is a full-service bank and wealth manager. It offers banking services, comprising retail and corporate banking, and wealth management services, which consist of trust, private banking, and asset management business. The company operates through four reportable segments: Bermuda, Cayman, Channel Islands and the UK, and Other. In its Bermuda and Cayman segments, the company offers retail banking and wealth management services. In the Channel Islands and the UK segment, the company offers retail and corporate banking and wealth management services, and the Other segment includes its operations in the Bahamas, Canada, Mauritius, Singapore, and Switzerland. Maximum revenue for the company is generated from its business in Bermuda.
85GF Score
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