What is Bank of N.T Butterfield & Son FCF Yield %?
Bank of N.T Butterfield & SonNTB +1.34%85 FCF Yield % is 10.45 as of Jun. 26, 2026, which is 12% below its 10-year median of 11.92. GuruFocus rates NTB with a GF Score™ of 85/100 and a GF Value™ of $45.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Bank of N.T Butterfield & Son ranks better than 60.66% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Bank of N.T Butterfield & Son FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bank of N.T Butterfield & Son FCF Yield % Related Terms
Bank of N.T Butterfield & Son FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of N.T Butterfield & Son's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of N.T Butterfield & Son FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of N.T Butterfield & Son's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Bank of N.T Butterfield & Son's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of N.T Butterfield & Son (NTB) has a FCF Yield % of 10.45 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank of N.T Butterfield & Son and its competitors. This is 12% below median its historical median of 11.92. Over the past decade, Bank of N.T Butterfield & Son's FCF Yield % has ranged from 1.77 to 28.24. According to the industry distribution chart, Bank of N.T Butterfield & Son ranks #592 out of 1505 companies in the Banks industry, placing it in the top 39.3%.
Is Bank of N.T Butterfield & Son's FCF Yield % too high?
Bank of N.T Butterfield & Son's current FCF Yield % of 10.45 is 12% below median its 10-year median of 11.92. Over the past 10 years, this metric has ranged from a low of 1.77 to a high of 28.24. The Banks industry median FCF Yield % is 8.20. Bank of N.T Butterfield & Son's value of 10.45 is 27.4% above this industry median. Based on the distribution chart, Bank of N.T Butterfield & Son ranks #592 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of N.T Butterfield & Son has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of N.T Butterfield & Son's FCF Yield % compare to BCSO and JPM?
According to the Banks industry distribution chart, Bank of N.T Butterfield & Son ranks #592 out of 1505 companies for FCF Yield %. This puts Bank of N.T Butterfield & Son in the upper half of its industry. The industry median FCF Yield % is 8.20. Bank of N.T Butterfield & Son's value of 10.45 is 27.4% above this benchmark. Historically, Bank of N.T Butterfield & Son's own FCF Yield % has ranged from 1.77 to 28.24 over the past decade. While the company's 10-year median is 11.92 vs. the industry median of 8.20, Bank of N.T Butterfield & Son has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of N.T Butterfield & Son's current FCF Yield % of 10.45 is 27.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank of N.T Butterfield & Son and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of N.T Butterfield & Son's current FCF Yield % is 10.45, which is 12% below median its own 10-year median of 11.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of N.T Butterfield & Son stock overvalued right now?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son (NTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $45.57, compared to a current price of $60.34 — trading 32.4% above its estimated fair value. The current FCF Yield % is 10.45, which is 12% below median its 10-year median of 11.92 and 27.4% above the Banks industry median of 8.20. Bank of N.T Butterfield & Son's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bank of N.T Butterfield & Son (NTB), the current FCF Yield % is 10.45 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of N.T Butterfield & Son (NTB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son stock appears to be overvalued.
The current stock price of $60.34 is trading 32.4% above its estimated GF Value™ of $45.57.
GuruFocus considers Bank of N.T Butterfield & Son to be Significantly Overvalued.
Key valuation signals for NTB:
FCF Yield %: 10.45 (12% below median its 10-year median of 11.92)
GF Value™: $45.57 vs. price of $60.34 (32.4% above fair value)
Industry Position: 27.4% above the Banks median (#592 of 1505)
No single metric tells the full story. See the NTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of N.T Butterfield & Son Business Description
Bank of N.T Butterfield & Son Ltd is a full-service bank and wealth manager. It offers banking services, comprising retail and corporate banking, and wealth management services, which consist of trust, private banking, and asset management business. The company operates through four reportable segments: Bermuda, Cayman, Channel Islands and the UK, and Other. In its Bermuda and Cayman segments, the company offers retail banking and wealth management services. In the Channel Islands and the UK segment, the company offers retail and corporate banking and wealth management services, and the Other segment includes its operations in the Bahamas, Canada, Mauritius, Singapore, and Switzerland. Maximum revenue for the company is generated from its business in Bermuda.
85GF Score
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