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The historical rank and industry rank for Bank of N.T Butterfield & Son's EV-to-OCF or its related term are showing as below:
NTB'
s EV-to-OCF Range Over the Past 10 Years
Min: -16.77 Med: -0.55 Max: 6.37
Current: 3.69
During the past 12 years, the highest EV-to-OCF of Bank of N.T Butterfield & Son was 6.37. The lowest was -16.77. And the median was -0.55.
NTB's EV-to-OCF is ranked better than 51.17% of 1495
companies
in the Banks industry
Industry Median: 3.9
vs NTB: 3.69
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank of N.T Butterfield & Son (NYSE:NTB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank of N.T Butterfield & Son's PE Ratio (TTM) for today is calculated as:
Bank of N.T Butterfield & Son's share price for today is $58.61.
Bank of N.T Butterfield & Son's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.690.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bank of N.T Butterfield & Son EV-to-OCF Related Terms
Bank of N.T Butterfield & Son EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of N.T Butterfield & Son's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of N.T Butterfield & Son EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Bank of N.T Butterfield & Son's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Bank of N.T Butterfield & Son's EV-to-OCF falls into.
Bank of N.T Butterfield & Son's current Enterprise Value is $864.4 Mil.
Bank of N.T Butterfield & Son's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $234.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of N.T Butterfield & Son (NTB) has a EV-to-OCF of 3.69 as of Aug. 21, 2026. According to the industry distribution chart, Bank of N.T Butterfield & Son ranks #730 out of 1495 companies in the Banks industry, placing it in the top 48.8%.
Is Bank of N.T Butterfield & Son's EV-to-OCF too high?
Bank of N.T Butterfield & Son's current EV-to-OCF is 3.69. The Banks industry median EV-to-OCF is 3.90. Bank of N.T Butterfield & Son's value of 3.69 is 5.4% below this industry median. Based on the distribution chart, Bank of N.T Butterfield & Son ranks #730 out of 1495 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of N.T Butterfield & Son has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of N.T Butterfield & Son's EV-to-OCF compare to FRBT and JPM?
According to the Banks industry distribution chart, Bank of N.T Butterfield & Son ranks #730 out of 1495 companies for EV-to-OCF. This puts Bank of N.T Butterfield & Son in the upper half of its industry. The industry median EV-to-OCF is 3.90. Bank of N.T Butterfield & Son's value of 3.69 is 5.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.90, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of N.T Butterfield & Son's current EV-to-OCF of 3.69 is 5.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of N.T Butterfield & Son's current EV-to-OCF is 3.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of N.T Butterfield & Son stock overvalued right now?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son (NTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.72, compared to a current price of $58.61 — trading 22.8% above its estimated fair value. The current EV-to-OCF is 3.69 and 5.4% below the Banks industry median of 3.90. Bank of N.T Butterfield & Son's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Bank of N.T Butterfield & Son (NTB), the current EV-to-OCF is 3.69 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of N.T Butterfield & Son (NTB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son stock appears to be overvalued.
The current stock price of $58.61 is trading 22.8% above its estimated GF Value™ of $47.72.
GuruFocus considers Bank of N.T Butterfield & Son to be Modestly Overvalued.
Key valuation signals for NTB:
EV-to-OCF: 3.69
GF Value™: $47.72 vs. price of $58.61 (22.8% above fair value)
Industry Position: 5.4% below the Banks median (#730 of 1495)
No single metric tells the full story. See the NTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of N.T Butterfield & Son Ltd is a full-service bank and wealth manager. It offers banking services, comprising retail and corporate banking, and wealth management services, which consist of trust, private banking, and asset management business. The company operates through four reportable segments: Bermuda, Cayman, Channel Islands and the UK, and Other. In its Bermuda and Cayman segments, the company offers retail banking and wealth management services. In the Channel Islands and the UK segment, the company offers retail and corporate banking and wealth management services, and the Other segment includes its operations in the Bahamas, Canada, Mauritius, Singapore, and Switzerland. Maximum revenue for the company is generated from its business in Bermuda.
86GF Score
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