NTB (Bank of N.T Butterfield & Son) Interest Expense: $-181.7 Mil (TTM As of Mar. 2026)


NTB Bank of N.T Butterfield & Son Ltd NTB
85 GF Score
Price $59.67
GF Value $45.64
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Bank of N.T Butterfield & Son Interest Expense?

Bank of N.T Butterfield & Son NTB -0.98% 85 Interest Expense is $-181.7 Mil as of Mar. 2026. GuruFocus rates NTB with a GF Score™ of 85/100 and a GF Value™ of $45.64 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Bank of N.T Butterfield & Son's interest expense for the three months ended in Mar. 2026 was $ -39.4 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-181.7 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Bank of N.T Butterfield & Son's Operating Income for the three months ended in Mar. 2026 was $ Mil. Bank of N.T Butterfield & Son's Interest Expense for the three months ended in Mar. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bank of N.T Butterfield & Son Interest Expense Historical Data

* Premium members only.

The historical data trend for Bank of N.T Butterfield & Son's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of N.T Butterfield & Son Interest Expense Chart

Bank of N.T Butterfield & Son Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -25.09 -54.80 -178.67 -234.51 -193.03

Bank of N.T Butterfield & Son Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -50.69 -51.51 -46.68 -44.15 -39.40
NTB
85GF Score
Bank of N.T Butterfield & Son Ltd NTB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of N.T Butterfield & Son Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-181.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-181.7 Mil mean?
Bank of N.T Butterfield & Son (NTB) has a Interest Expense of $-181.7 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Bank of N.T Butterfield & Son and its competitors.
Is Bank of N.T Butterfield & Son's Interest Expense too high?
Bank of N.T Butterfield & Son's current Interest Expense is $-181.7 Mil. Overall, Bank of N.T Butterfield & Son has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of N.T Butterfield & Son's Interest Expense compare to FRBT and JPM?
Bank of N.T Butterfield & Son's Interest Expense of $-181.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Bank of N.T Butterfield & Son and its competitors. Bank of N.T Butterfield & Son's current Interest Expense is $-181.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of N.T Butterfield & Son stock overvalued right now?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son (NTB) is currently considered Significantly Overvalued. The stock's GF Value™ is $45.64, compared to a current price of $59.67 — trading 30.7% above its estimated fair value. The current Interest Expense is $-181.7 Mil. Bank of N.T Butterfield & Son's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Bank of N.T Butterfield & Son (NTB), the current Interest Expense is $-181.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of N.T Butterfield & Son (NTB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of N.T Butterfield & Son stock appears to be overvalued. The current stock price of $59.67 is trading 30.7% above its estimated GF Value™ of $45.64. GuruFocus considers Bank of N.T Butterfield & Son to be Significantly Overvalued.

Key valuation signals for NTB:

  • Interest Expense: $-181.7 Mil
  • GF Value™: $45.64 vs. price of $59.67 (30.7% above fair value)
  • GF Score™: 85/100 with 6 warning signs

No single metric tells the full story. See the NTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of N.T Butterfield & Son Business Description

Other Exchanges 4IK:GermanyNTB.BH:Bermuda
Address 65 Front Street, Hamilton, BMU, HM 12
Bank of N.T Butterfield & Son Ltd is a full-service bank and wealth manager. It offers banking services, comprising retail and corporate banking, and wealth management services, which consist of trust, private banking, and asset management business. The company operates through four reportable segments: Bermuda, Cayman, Channel Islands and the UK, and Other. In its Bermuda and Cayman segments, the company offers retail banking and wealth management services. In the Channel Islands and the UK segment, the company offers retail and corporate banking and wealth management services, and the Other segment includes its operations in the Bahamas, Canada, Mauritius, Singapore, and Switzerland. Maximum revenue for the company is generated from its business in Bermuda.
85GF Score

Get the complete analysis for NTB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.67
Price
$45.64
GF Value