RBKB (Rhinebeck Bancorp) Net Loan: $936.75 Mil (As of Mar. 2026)


RBKB Rhinebeck Bancorp Inc RBKB
51 GF Score
Price $17.22
GF Value $11.85
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Rhinebeck Bancorp Net Loan?

Rhinebeck Bancorp RBKB -0.12% 51 Net Loan is $936.75 Mil as of Mar. 2026. GuruFocus rates RBKB with a GF Score™ of 51/100 and a GF Value™ of $11.85 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Rhinebeck Bancorp's quarterly net loan declined from Sep. 2025 ($977.63 Mil) to Dec. 2025 ($953.39 Mil) and declined from Dec. 2025 ($953.39 Mil) to Mar. 2026 ($936.75 Mil).

Rhinebeck Bancorp's annual net loan declined from Dec. 2023 ($1,008.85 Mil) to Dec. 2024 ($953.39 Mil) and declined from Dec. 2024 ($953.39 Mil) to Dec. 2025 ($936.75 Mil).

Rhinebeck Bancorp Net Loan Historical Data

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The historical data trend for Rhinebeck Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rhinebeck Bancorp Net Loan Chart

Rhinebeck Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 854.97 994.37 1,008.85 971.78 953.39

Rhinebeck Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 976.50 960.80 977.63 953.39 936.75
RBKB
51GF Score
Rhinebeck Bancorp Inc RBKB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Rhinebeck Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $936.75 Mil mean?
Rhinebeck Bancorp (RBKB) has a Net Loan of $936.75 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Rhinebeck Bancorp and its competitors.
Is Rhinebeck Bancorp's Net Loan too high?
Rhinebeck Bancorp's current Net Loan is $936.75 Mil. Overall, Rhinebeck Bancorp has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rhinebeck Bancorp's Net Loan compare to CSBB and SABK?
Rhinebeck Bancorp's Net Loan of $936.75 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Rhinebeck Bancorp and its competitors. Rhinebeck Bancorp's current Net Loan is $936.75 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rhinebeck Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Rhinebeck Bancorp (RBKB) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.85, compared to a current price of $17.22 — trading 45.3% above its estimated fair value. The current Net Loan is $936.75 Mil. Rhinebeck Bancorp's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Rhinebeck Bancorp (RBKB), the current Net Loan is $936.75 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rhinebeck Bancorp (RBKB) Overvalued in 2026?

Based on GuruFocus' analysis, Rhinebeck Bancorp stock appears to be overvalued. The current stock price of $17.22 is trading 45.3% above its estimated GF Value™ of $11.85. GuruFocus considers Rhinebeck Bancorp to be Significantly Overvalued.

Key valuation signals for RBKB:

  • Net Loan: $936.75 Mil
  • GF Value™: $11.85 vs. price of $17.22 (45.3% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the RBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rhinebeck Bancorp Business Description

Address 2 Jefferson Plaza, Poughkeepsie, NY, USA, 12601
Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank, which is a New York-chartered stock savings bank. It provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management. The Bank's primary business activity is accepting deposits from the general public and using those funds together with borrowings, to originate commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and indirect automobile loans, and to purchase one- to four-family residential real estate loans and investment securities.
51GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.22
Price
$11.85
GF Value