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Rhinebeck BancorpRBKB 57 12-1 Month Momentum % is 34.11% as of Jul. 25, 2026. GuruFocus rates RBKB with a GF Score™ of 57/100 and a GF Value™ of $11.87 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,586 Banks companies, Rhinebeck Bancorp ranks better than 69.61% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-07-25), Rhinebeck Bancorp's 12-1 Month Momentum % is 34.11%.
The industry rank for Rhinebeck Bancorp's 12-1 Month Momentum % or its related term are showing as below:
RBKB's 12-1 Month Momentum % is ranked better than 69.61% of 1586
companies
in the Banks industry
Industry Median: 17.88
vs RBKB: 34.11
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Rhinebeck Bancorp 12-1 Month Momentum % Related Terms
RBKB vs CSBB, SABK, CBFV: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Rhinebeck Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rhinebeck Bancorp 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Rhinebeck Bancorp's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Rhinebeck Bancorp's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rhinebeck Bancorp (RBKB) has a 12-1 Month Momentum % of 34.11% as of Jul. 25, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Rhinebeck Bancorp and its competitors. According to the industry distribution chart, Rhinebeck Bancorp ranks #482 out of 1586 companies in the Banks industry, placing it in the top 30.4%.
Is Rhinebeck Bancorp's 12-1 Month Momentum % too high?
Rhinebeck Bancorp's current 12-1 Month Momentum % is 34.11%. The Banks industry median 12-1 Month Momentum % is 17.88. Rhinebeck Bancorp's value of 34.11% is 90.8% above this industry median. Based on the distribution chart, Rhinebeck Bancorp ranks #482 out of 1586 companies in the Banks industry, which is above the industry midpoint. Overall, Rhinebeck Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rhinebeck Bancorp's 12-1 Month Momentum % compare to CSBB and SABK?
According to the Banks industry distribution chart, Rhinebeck Bancorp ranks #482 out of 1586 companies for 12-1 Month Momentum %. This puts Rhinebeck Bancorp in the upper half of its industry. The industry median 12-1 Month Momentum % is 17.88. Rhinebeck Bancorp's value of 34.11% is 90.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 17.88, based on 1,586 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rhinebeck Bancorp's current 12-1 Month Momentum % of 34.11% is 90.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Rhinebeck Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 17.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rhinebeck Bancorp's current 12-1 Month Momentum % is 34.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rhinebeck Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Rhinebeck Bancorp (RBKB) is currently considered Fairly Valued. The stock's GF Value™ is $11.87, compared to a current price of $12.45 — trading 4.9% above its estimated fair value. The current 12-1 Month Momentum % is 34.11% and 90.8% above the Banks industry median of 17.88. Rhinebeck Bancorp's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Rhinebeck Bancorp (RBKB), the current 12-1 Month Momentum % is 34.11% as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rhinebeck Bancorp (RBKB) Overvalued in 2026?
Based on GuruFocus' analysis, Rhinebeck Bancorp stock appears to be overvalued.
The current stock price of $12.45 is trading 4.9% above its estimated GF Value™ of $11.87.
GuruFocus considers Rhinebeck Bancorp to be Fairly Valued.
Key valuation signals for RBKB:
12-1 Month Momentum %: 34.11%
GF Value™: $11.87 vs. price of $12.45 (4.9% above fair value)
Industry Position: 90.8% above the Banks median (#482 of 1586)
No single metric tells the full story. See the RBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank, which is a New York-chartered stock savings bank. It provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management. The Bank's primary business activity is accepting deposits from the general public and using those funds together with borrowings, to originate commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and indirect automobile loans, and to purchase one- to four-family residential real estate loans and investment securities.
57GF Score
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