RBKB (Rhinebeck Bancorp) Change In Receivables: $-0.08 Mil (TTM As of Mar. 2026)

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RBKB Rhinebeck Bancorp Inc RBKB
55 GF Score
Price $16.74
GF Value $11.86
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Rhinebeck Bancorp Change In Receivables?

Rhinebeck Bancorp RBKB +0.60% 55 Change In Receivables is $-0.08 Mil as of Mar. 2026. GuruFocus rates RBKB with a GF Score™ of 55/100 and a GF Value™ of $11.86 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Rhinebeck Bancorp's change in receivables for the quarter that ended in Mar. 2026 was $0.17 Mil. It means Rhinebeck Bancorp's Accounts Receivable declined by $0.17 Mil from Dec. 2025 to Mar. 2026 .

Rhinebeck Bancorp's change in receivables for the fiscal year that ended in Dec. 2025 was $-0.45 Mil. It means Rhinebeck Bancorp's Accounts Receivable increased by $0.45 Mil from Dec. 2024 to Dec. 2025 .

Rhinebeck Bancorp's Accounts Receivable for the quarter that ended in Mar. 2026 was $4.71 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Rhinebeck Bancorp's Days Sales Outstanding for the three months ended in Mar. 2026 was 33.95.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Rhinebeck Bancorp's liquidation value for the three months ended in Mar. 2026 was $-1,069.09 Mil.

Rhinebeck Bancorp  (NAS:RBKB) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Rhinebeck Bancorp's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=4.708/12.653*91
=33.95

2. In Ben Graham's calculation of liquidation value, Rhinebeck Bancorp's accounts receivable are only considered to be worth 75% of book value:

Rhinebeck Bancorp's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=73.605-1146.225+0.75 * 4.708+0.5 * 0
=-1,069.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rhinebeck Bancorp Change In Receivables Related Terms

Rhinebeck Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for Rhinebeck Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rhinebeck Bancorp Change In Receivables Chart

Rhinebeck Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 -0.89 -0.36 0.18 -0.45

Rhinebeck Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.20 0.13 -0.36 -0.03 0.17
RBKB
55GF Score
Rhinebeck Bancorp Inc RBKB
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Rhinebeck Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.08 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-0.08 Mil mean?
Rhinebeck Bancorp (RBKB) has a Change In Receivables of $-0.08 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Rhinebeck Bancorp and its competitors.
Is Rhinebeck Bancorp's Change In Receivables too high?
Rhinebeck Bancorp's current Change In Receivables is $-0.08 Mil. Overall, Rhinebeck Bancorp has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rhinebeck Bancorp's Change In Receivables compare to CSBB and SABK?
Rhinebeck Bancorp's Change In Receivables of $-0.08 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Rhinebeck Bancorp and its competitors. Rhinebeck Bancorp's current Change In Receivables is $-0.08 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rhinebeck Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Rhinebeck Bancorp (RBKB) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.86, compared to a current price of $16.74 — trading 41.1% above its estimated fair value. The current Change In Receivables is $-0.08 Mil. Rhinebeck Bancorp's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Rhinebeck Bancorp (RBKB), the current Change In Receivables is $-0.08 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rhinebeck Bancorp (RBKB) Overvalued in 2026?

Based on GuruFocus' analysis, Rhinebeck Bancorp stock appears to be overvalued. The current stock price of $16.74 is trading 41.1% above its estimated GF Value™ of $11.86. GuruFocus considers Rhinebeck Bancorp to be Significantly Overvalued.

Key valuation signals for RBKB:

  • Change In Receivables: $-0.08 Mil
  • GF Value™: $11.86 vs. price of $16.74 (41.1% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the RBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rhinebeck Bancorp Business Description

Address 2 Jefferson Plaza, Poughkeepsie, NY, USA, 12601
Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank, which is a New York-chartered stock savings bank. It provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management. The Bank's primary business activity is accepting deposits from the general public and using those funds together with borrowings, to originate commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and indirect automobile loans, and to purchase one- to four-family residential real estate loans and investment securities.
55GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.74
Price
$11.86
GF Value