RBKB (Rhinebeck Bancorp) Risk Assessment


RBKB Rhinebeck Bancorp Inc RBKB
56 GF Score
Price $17.22
GF Value $11.84
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Rhinebeck Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Rhinebeck Bancorp is: High Risk: High uncertainty with risk-return tradeoff.

Rhinebeck Bancorp  (NAS:RBKB) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Rhinebeck Bancorp Risk Assessment Related Terms

RBKB vs CSBB, SABK, CBFV: Risk Assessment Comparison

For the Banks - Regional subindustry, Rhinebeck Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Rhinebeck Bancorp Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Rhinebeck Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Rhinebeck Bancorp's Risk Assessment falls into.


RBKB
56GF Score
Rhinebeck Bancorp Inc RBKB
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Rhinebeck Bancorp (RBKB) Overvalued in 2026?

Based on GuruFocus' analysis, Rhinebeck Bancorp stock appears to be overvalued. The current stock price of $17.22 is trading 45.4% above its estimated GF Value™ of $11.84. GuruFocus considers Rhinebeck Bancorp to be Significantly Overvalued.

Key valuation signals for RBKB:

  • Risk Assessment:
  • GF Value™: $11.84 vs. price of $17.22 (45.4% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the RBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rhinebeck Bancorp Business Description

Address 2 Jefferson Plaza, Poughkeepsie, NY, USA, 12601
Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank, which is a New York-chartered stock savings bank. It provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management. The Bank's primary business activity is accepting deposits from the general public and using those funds together with borrowings, to originate commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and indirect automobile loans, and to purchase one- to four-family residential real estate loans and investment securities.
56GF Score

Get the complete analysis for RBKB

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.22
Price
$11.84
GF Value