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During the past 12 months, Rhinebeck Bancorp's average EPS without NRI Growth Rate was 40.30% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 12.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -1.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 10 years, the highest 3-Year average EPS without NRI Growth Rate of Rhinebeck Bancorp was 12.60% per year. The lowest was -29.50% per year. And the median was -2.10% per year.
Rhinebeck Bancorp (NAS:RBKB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Rhinebeck Bancorp 3-Year EPS without NRI Growth Rate Related Terms
RBKB vs FNWD, SABK, FXLG: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Rhinebeck Bancorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rhinebeck Bancorp 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Rhinebeck Bancorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Rhinebeck Bancorp's 3-Year EPS without NRI Growth Rate falls into.
Rhinebeck Bancorp 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 12.60% mean?
Rhinebeck Bancorp (RBKB) has a 3-Year EPS without NRI Growth Rate of 12.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Rhinebeck Bancorp and its competitors. According to the industry distribution chart, Rhinebeck Bancorp ranks #525 out of 1409 companies in the Banks industry, placing it in the top 37.3%.
Is Rhinebeck Bancorp's 3-Year EPS without NRI Growth Rate too high?
Rhinebeck Bancorp's current 3-Year EPS without NRI Growth Rate is 12.60%. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Rhinebeck Bancorp's value of 12.60% is 68% above this industry median. Based on the distribution chart, Rhinebeck Bancorp ranks #525 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, Rhinebeck Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rhinebeck Bancorp's 3-Year EPS without NRI Growth Rate compare to FNWD and SABK?
According to the Banks industry distribution chart, Rhinebeck Bancorp ranks #525 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This puts Rhinebeck Bancorp in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Rhinebeck Bancorp's value of 12.60% is 68% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rhinebeck Bancorp's current 3-Year EPS without NRI Growth Rate of 12.60% is 68% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Rhinebeck Bancorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rhinebeck Bancorp's current 3-Year EPS without NRI Growth Rate is 12.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rhinebeck Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Rhinebeck Bancorp (RBKB) is currently considered Fairly Valued. The stock's GF Value™ is $13.77, compared to a current price of $12.69 — trading 7.8% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 12.60% and 68% above the Banks industry median of 7.50. Rhinebeck Bancorp's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Rhinebeck Bancorp (RBKB), the current 3-Year EPS without NRI Growth Rate is 12.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rhinebeck Bancorp (RBKB) Overvalued in 2026?
Based on GuruFocus' analysis, Rhinebeck Bancorp stock appears to be undervalued.
The current stock price of $12.69 is trading 7.8% below its estimated GF Value™ of $13.77.
GuruFocus considers Rhinebeck Bancorp to be Fairly Valued.
Key valuation signals for RBKB:
3-Year EPS without NRI Growth Rate: 12.60%
GF Value™: $13.77 vs. price of $12.69 (7.8% below fair value)
Industry Position: 68% above the Banks median (#525 of 1409)
No single metric tells the full story. See the RBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank, which is a New York-chartered stock savings bank. It provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management. The Bank's primary business activity is accepting deposits from the general public and using those funds together with borrowings, to originate commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and indirect automobile loans, and to purchase one- to four-family residential real estate loans and investment securities.
62GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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