RBKB (Rhinebeck Bancorp) ROC %: % (As of Mar. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RBKB Rhinebeck Bancorp Inc RBKB
57 GF Score
Price $12.45
GF Value $11.87
Valuation Fairly Valued
! 2 Warning Signs
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What is Rhinebeck Bancorp ROC %?

Rhinebeck Bancorp RBKB 57 ROC % is % as of Mar. 2026. GuruFocus rates RBKB with a GF Score™ of 57/100 and a GF Value™ of $11.87 (Fairly Valued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

RBKB
57GF Score
Rhinebeck Bancorp Inc RBKB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Rhinebeck Bancorp (RBKB) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Rhinebeck Bancorp and its competitors.
Is Rhinebeck Bancorp's ROC % too high?
Rhinebeck Bancorp's current ROC % is %. Overall, Rhinebeck Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rhinebeck Bancorp's ROC % compare to FNWD and SABK?
Rhinebeck Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Rhinebeck Bancorp and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rhinebeck Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rhinebeck Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Rhinebeck Bancorp (RBKB) is currently considered Fairly Valued. The stock's GF Value™ is $11.87, compared to a current price of $12.45 — trading 4.9% above its estimated fair value. The current ROC % is %. Rhinebeck Bancorp's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Rhinebeck Bancorp (RBKB), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rhinebeck Bancorp (RBKB) Overvalued in 2026?

Based on GuruFocus' analysis, Rhinebeck Bancorp stock appears to be overvalued. The current stock price of $12.45 is trading 4.9% above its estimated GF Value™ of $11.87. GuruFocus considers Rhinebeck Bancorp to be Fairly Valued.

Key valuation signals for RBKB:

  • ROC %: %
  • GF Value™: $11.87 vs. price of $12.45 (4.9% above fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the RBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rhinebeck Bancorp Business Description

Address 2 Jefferson Plaza, Poughkeepsie, NY, USA, 12601
Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank, which is a New York-chartered stock savings bank. It provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management. The Bank's primary business activity is accepting deposits from the general public and using those funds together with borrowings, to originate commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and indirect automobile loans, and to purchase one- to four-family residential real estate loans and investment securities.
57GF Score

Get the complete analysis for RBKB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.45
Price
$11.87
GF Value