RBKB (Rhinebeck Bancorp) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 03, 2026)


RBKB Rhinebeck Bancorp Inc RBKB
51 GF Score
Price $17.22
GF Value $11.84
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Rhinebeck Bancorp 5-Year Yield-on-Cost %?

Rhinebeck Bancorp RBKB -0.58% 51 5-Year Yield-on-Cost % is 0.00 as of Jul. 03, 2026. GuruFocus rates RBKB with a GF Score™ of 51/100 and a GF Value™ of $11.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,251 Banks companies, Rhinebeck Bancorp ranks worse than 79935.97% on this metric.

Rhinebeck Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Rhinebeck Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:



RBKB's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.93
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Rhinebeck Bancorp  (NAS:RBKB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Rhinebeck Bancorp 5-Year Yield-on-Cost % Related Terms


RBKB vs CSBB, SABK, CBFV: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Rhinebeck Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rhinebeck Bancorp 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Rhinebeck Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Rhinebeck Bancorp's 5-Year Yield-on-Cost % falls into.


RBKB
51GF Score
Rhinebeck Bancorp Inc RBKB
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Rhinebeck Bancorp 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Rhinebeck Bancorp is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Rhinebeck Bancorp (RBKB) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Rhinebeck Bancorp and its competitors. According to the industry distribution chart, Rhinebeck Bancorp ranks #999999 out of 1251 companies in the Banks industry.
Is Rhinebeck Bancorp's 5-Year Yield-on-Cost % too high?
Rhinebeck Bancorp's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Rhinebeck Bancorp ranks #999999 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Rhinebeck Bancorp has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rhinebeck Bancorp's 5-Year Yield-on-Cost % compare to CSBB and SABK?
According to the Banks industry distribution chart, Rhinebeck Bancorp ranks #999999 out of 1251 companies for 5-Year Yield-on-Cost %. This places Rhinebeck Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.93, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Rhinebeck Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rhinebeck Bancorp's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rhinebeck Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Rhinebeck Bancorp (RBKB) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.84, compared to a current price of $17.22 — trading 45.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Rhinebeck Bancorp's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Rhinebeck Bancorp (RBKB), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rhinebeck Bancorp (RBKB) Overvalued in 2026?

Based on GuruFocus' analysis, Rhinebeck Bancorp stock appears to be overvalued. The current stock price of $17.22 is trading 45.4% above its estimated GF Value™ of $11.84. GuruFocus considers Rhinebeck Bancorp to be Significantly Overvalued.

Key valuation signals for RBKB:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $11.84 vs. price of $17.22 (45.4% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the RBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rhinebeck Bancorp Business Description

Address 2 Jefferson Plaza, Poughkeepsie, NY, USA, 12601
Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank, which is a New York-chartered stock savings bank. It provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management. The Bank's primary business activity is accepting deposits from the general public and using those funds together with borrowings, to originate commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and indirect automobile loans, and to purchase one- to four-family residential real estate loans and investment securities.
51GF Score

Get the complete analysis for RBKB

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.22
Price
$11.84
GF Value