Rhinebeck BancorpRBKB +1.16%56 PEG Ratio is 7.98 as of Jun. 27, 2026, which is 66% below its 10-year median of 23.47. GuruFocus rates RBKB with a GF Score™ of 56/100 and a GF Value™ of $11.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,229 Banks companies, Rhinebeck Bancorp ranks worse than 91.62% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Rhinebeck Bancorp's PEG Ratio or its related term are showing as below:
RBKB'
s PEG Ratio Range Over the Past 10 Years
Min: 5.79 Med: 23.47 Max: 471.17
Current: 7.98
During the past 10 years, Rhinebeck Bancorp's highest PEG Ratio was 471.17. The lowest was 5.79. And the median was 23.47.
RBKB's PEG Ratio is ranked worse than 91.62% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs RBKB: 7.98
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Rhinebeck Bancorp (NAS:RBKB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Rhinebeck Bancorp PEG Ratio Related Terms
Rhinebeck Bancorp PEG Ratio Historical Data
* Premium members only.
The historical data trend for Rhinebeck Bancorp's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Rhinebeck Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rhinebeck Bancorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Rhinebeck Bancorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Rhinebeck Bancorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Rhinebeck Bancorp (RBKB) has a PEG Ratio of 7.98 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Rhinebeck Bancorp and its competitors. This is 66% below median its historical median of 23.47. Over the past decade, Rhinebeck Bancorp's PEG Ratio has ranged from 5.79 to 471.17. According to the industry distribution chart, Rhinebeck Bancorp ranks #1126 out of 1229 companies in the Banks industry, placing it in the top 91.6%.
Is Rhinebeck Bancorp's PEG Ratio too high?
Rhinebeck Bancorp's current PEG Ratio of 7.98 is 66% below median its 10-year median of 23.47. Over the past 10 years, this metric has ranged from a low of 5.79 to a high of 471.17. The Banks industry median PEG Ratio is 1.52. Rhinebeck Bancorp's value of 7.98 is 425% above this industry median. Based on the distribution chart, Rhinebeck Bancorp ranks #1126 out of 1229 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Rhinebeck Bancorp has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rhinebeck Bancorp's PEG Ratio compare to BCBP and PLQC?
According to the Banks industry distribution chart, Rhinebeck Bancorp ranks #1126 out of 1229 companies for PEG Ratio. This places Rhinebeck Bancorp in the lower half of its industry. The industry median PEG Ratio is 1.52. Rhinebeck Bancorp's value of 7.98 is 425% above this benchmark. Historically, Rhinebeck Bancorp's own PEG Ratio has ranged from 5.79 to 471.17 over the past decade. While the company's 10-year median is 23.47 vs. the industry median of 1.52, Rhinebeck Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rhinebeck Bancorp's current PEG Ratio of 7.98 is 425% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Rhinebeck Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rhinebeck Bancorp's current PEG Ratio is 7.98, which is 66% below median its own 10-year median of 23.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rhinebeck Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Rhinebeck Bancorp (RBKB) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.84, compared to a current price of $17.40 — trading 47% above its estimated fair value. The current PEG Ratio is 7.98, which is 66% below median its 10-year median of 23.47 and 425% above the Banks industry median of 1.52. Rhinebeck Bancorp's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Rhinebeck Bancorp (RBKB), the current PEG Ratio is 7.98 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rhinebeck Bancorp (RBKB) Overvalued in 2026?
Based on GuruFocus' analysis, Rhinebeck Bancorp stock appears to be overvalued.
The current stock price of $17.40 is trading 47% above its estimated GF Value™ of $11.84.
GuruFocus considers Rhinebeck Bancorp to be Significantly Overvalued.
Key valuation signals for RBKB:
PEG Ratio: 7.98 (66% below median its 10-year median of 23.47)
GF Value™: $11.84 vs. price of $17.40 (47% above fair value)
Industry Position: 425% above the Banks median (#1126 of 1229)
No single metric tells the full story. See the RBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank, which is a New York-chartered stock savings bank. It provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management. The Bank's primary business activity is accepting deposits from the general public and using those funds together with borrowings, to originate commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and indirect automobile loans, and to purchase one- to four-family residential real estate loans and investment securities.
56GF Score
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