Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Net Loan: ¥142,003 Mil (As of Jun. 2026)

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SHSE:601528 Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
76 GF Score
Price ¥5.20
GF Value ¥5.53
Valuation Fairly Valued
! 4 Warning Signs
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What is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Net Loan?

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co SHSE:601528 +1.36% 76 Net Loan is ¥142,003 Mil as of Jun. 2026. GuruFocus rates SHSE:601528 with a GF Score™ of 76/100 and a GF Value™ of ¥5.53 (Fairly Valued). The stock has 4 warning signs investors should review.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's quarterly net loan increased from Dec. 2025 (¥136,814 Mil) to Mar. 2026 (¥141,117 Mil) and increased from Mar. 2026 (¥141,117 Mil) to Jun. 2026 (¥142,003 Mil).

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's annual net loan increased from Dec. 2023 (¥110,199 Mil) to Dec. 2024 (¥141,117 Mil) and increased from Dec. 2024 (¥141,117 Mil) to Dec. 2025 (¥142,003 Mil).

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Net Loan Historical Data

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The historical data trend for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Net Loan Chart

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 82,497.23 99,981.77 110,199.26 127,100.52 136,813.94

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 129,885.21 129,201.73 136,813.94 141,116.81 142,002.74
SHSE:601528
76GF Score
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ¥142,003 Mil mean?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) has a Net Loan of ¥142,003 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Net Loan too high?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Net Loan is ¥142,003 Mil. Overall, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Net Loan compare to competitors?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Net Loan of ¥142,003 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Net Loan is ¥142,003 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) is currently considered Fairly Valued. The stock's GF Value™ is ¥5.53, compared to a current price of ¥5.20 — trading 6% below its estimated fair value. The current Net Loan is ¥142,003 Mil. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528), the current Net Loan is ¥142,003 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Overvalued in 2026?

Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock appears to be undervalued. The current stock price of ¥5.20 is trading 6% below its estimated GF Value™ of ¥5.53. GuruFocus considers Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601528:

  • Net Loan: ¥142,003 Mil
  • GF Value™: ¥5.53 vs. price of ¥5.20 (6% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the SHSE:601528 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Business Description

Address No. 1363, Diyang Road, Keqiao, Keqiao District, Zhejiang Province, Shaoxing, CHN, 312030
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd operates as a bank. Its services include short-term, medium-term and long-term loans, agent collection and payment and insurance agency business, safe deposit box services, foreign exchange settlement and sales approved by the foreign exchange administration.
76GF Score

Get the complete analysis for SHSE:601528

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥5.20
Price
¥5.53
GF Value