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SHSE:601528'
s Pretax Margin % Range Over the Past 10 Years
Min: 39.81 Med: 45.16 Max: 50.1
Current: 47.83
SHSE:601528's Pretax Margin % is ranked better than 79.73% of 1529
companies
in the Banks industry
Industry Median: 34.94
vs SHSE:601528: 47.83
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Pretax Margin % Related Terms
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Pretax Margin % Chart
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Pretax Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) has a Pretax Margin % of 38.64% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. This is 14% below median its historical median of 45.16. Over the past decade, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Pretax Margin % has ranged from 39.81 to 50.10. According to the industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #310 out of 1529 companies in the Banks industry, placing it in the top 20.3%.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Pretax Margin % too high?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Pretax Margin % of 38.64% is 14% below median its 10-year median of 45.16. Over the past 10 years, this metric has ranged from a low of 39.81 to a high of 50.10. The Banks industry median Pretax Margin % is 34.94. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's value of 38.64% is 10.6% above this industry median. Based on the distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #310 out of 1529 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #310 out of 1529 companies for Pretax Margin %. This places Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co in the top 20% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.94. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's value of 38.64% is 10.6% above this benchmark. Historically, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's own Pretax Margin % has ranged from 39.81 to 50.10 over the past decade. While the company's 10-year median is 45.16 vs. the industry median of 34.94, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.94, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Pretax Margin % of 38.64% is 10.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Pretax Margin % is 38.64%, which is 14% below median its own 10-year median of 45.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥5.71, compared to a current price of ¥4.81 — trading 15.8% below its estimated fair value. The current Pretax Margin % is 38.64%, which is 14% below median its 10-year median of 45.16 and 10.6% above the Banks industry median of 34.94. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528), the current Pretax Margin % is 38.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Overvalued in 2026?
Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock appears to be undervalued.
The current stock price of ¥4.81 is trading 15.8% below its estimated GF Value™ of ¥5.71.
GuruFocus considers Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co to be Modestly Undervalued.
Key valuation signals for SHSE:601528:
Pretax Margin %: 38.64% (14% below median its 10-year median of 45.16)
GF Value™: ¥5.71 vs. price of ¥4.81 (15.8% below fair value)
Industry Position: 10.6% above the Banks median (#310 of 1529)
No single metric tells the full story. See the SHSE:601528 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Business Description
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd operates as a bank. Its services include short-term, medium-term and long-term loans, agent collection and payment and insurance agency business, safe deposit box services, foreign exchange settlement and sales approved by the foreign exchange administration.
69GF Score
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