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SHSE:601528'
s Net Margin % Range Over the Past 10 Years
Min: 31.8 Med: 40.92 Max: 46.8
Current: 46.8
SHSE:601528's Net Margin % is ranked better than 91.68% of 1527
companies
in the Banks industry
Industry Median: 26.88
vs SHSE:601528: 46.80
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Net Margin % Related Terms
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Net Margin % Chart
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Net Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) has a Net Margin % of 40.79% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. This is near median its historical median of 40.92. Over the past decade, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Net Margin % has ranged from 31.80 to 46.80. According to the industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #127 out of 1527 companies in the Banks industry, placing it in the top 8.3%.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Net Margin % too high?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Net Margin % of 40.79% is near median its 10-year median of 40.92. Over the past 10 years, this metric has ranged from a low of 31.80 to a high of 46.80. The Banks industry median Net Margin % is 26.88. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's value of 40.79% is 51.7% above this industry median. Based on the distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #127 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #127 out of 1527 companies for Net Margin %. This places Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co in the top 8% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.88. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's value of 40.79% is 51.7% above this benchmark. Historically, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's own Net Margin % has ranged from 31.80 to 46.80 over the past decade. While the company's 10-year median is 40.92 vs. the industry median of 26.88, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Net Margin % of 40.79% is 51.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. For the Banks industry, the median Net Margin % is 26.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Net Margin % is 40.79%, which is near median its own 10-year median of 40.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥5.71, compared to a current price of ¥4.81 — trading 15.8% below its estimated fair value. The current Net Margin % is 40.79%, which is near median its 10-year median of 40.92 and 51.7% above the Banks industry median of 26.88. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528), the current Net Margin % is 40.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Overvalued in 2026?
Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock appears to be undervalued.
The current stock price of ¥4.81 is trading 15.8% below its estimated GF Value™ of ¥5.71.
GuruFocus considers Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co to be Modestly Undervalued.
Key valuation signals for SHSE:601528:
Net Margin %: 40.79% (near median its 10-year median of 40.92)
GF Value™: ¥5.71 vs. price of ¥4.81 (15.8% below fair value)
Industry Position: 51.7% above the Banks median (#127 of 1527)
No single metric tells the full story. See the SHSE:601528 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Business Description
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd operates as a bank. Its services include short-term, medium-term and long-term loans, agent collection and payment and insurance agency business, safe deposit box services, foreign exchange settlement and sales approved by the foreign exchange administration.
69GF Score
Get the complete analysis for SHSE:601528
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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