Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Cyclically Adjusted PS Ratio: 2.54 (As of Aug. 12, 2026) — 12% Below Median

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SHSE:601528 Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
67 GF Score
Price ¥4.87
GF Value ¥5.64
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Cyclically Adjusted PS Ratio?

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co SHSE:601528 +0.41% 67 Cyclically Adjusted PS Ratio is 2.54 as of Aug. 12, 2026, which is 12% below its 10-year median of 2.88. GuruFocus rates SHSE:601528 with a GF Score™ of 67/100 and a GF Value™ of ¥5.64 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,305 Banks companies, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks better than 67.66% on this metric.

As of today (2026-08-12), Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current share price is ¥4.87. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ¥1.92. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted PS Ratio for today is 2.54.

The historical rank and industry rank for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

SHSE:601528' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.34   Med: 2.88   Max: 3.2
Current: 2.53

During the past years, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's highest Cyclically Adjusted PS Ratio was 3.20. The lowest was 2.34. And the median was 2.88.

SHSE:601528's Cyclically Adjusted PS Ratio is ranked better than
67.66% of 1305 companies
in the Banks industry
Industry Median: 3.41 vs SHSE:601528: 2.53

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ¥0.539. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ¥1.92 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co  (SHSE:601528) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Cyclically Adjusted PS Ratio Related Terms


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Cyclically Adjusted PS Ratio Chart

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 3.05 2.99

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.85 3.09 2.80 2.99 2.78

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted PS Ratio falls into.


SHSE:601528
67GF Score
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=4.87/1.92
=2.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.539/116.3033*116.3033
=0.539

Current CPI (Mar. 2026) = 116.3033.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201409 0.000 98.900 0.000
201412 0.335 99.000 0.394
201509 0.000 100.500 0.000
201512 0.391 100.600 0.452
201606 0.000 101.400 0.000
201609 0.298 102.400 0.338
201612 0.408 102.600 0.462
201706 0.000 103.100 0.000
201709 0.000 104.100 0.000
201712 0.000 104.500 0.000
201806 0.000 104.900 0.000
201809 0.000 106.600 0.000
201812 0.000 106.500 0.000
201909 0.000 109.800 0.000
201912 0.000 111.200 0.000
202003 0.435 112.300 0.451
202006 0.418 110.400 0.440
202009 0.436 111.700 0.454
202012 0.408 111.500 0.426
202103 0.414 112.662 0.427
202106 0.455 111.769 0.473
202109 0.465 112.215 0.482
202112 0.448 113.108 0.461
202203 0.436 114.335 0.444
202206 0.459 114.558 0.466
202209 0.487 115.339 0.491
202212 0.414 115.116 0.418
202303 0.469 115.116 0.474
202306 0.478 114.558 0.485
202309 0.510 115.339 0.514
202312 0.452 114.781 0.458
202403 0.518 115.227 0.523
202406 0.567 114.781 0.575
202409 0.558 115.785 0.560
202412 0.537 114.893 0.544
202503 0.558 115.116 0.564
202506 0.551 114.907 0.558
202509 0.548 115.471 0.552
202512 0.499 115.832 0.501
202603 0.539 116.303 0.539

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.54 mean?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) has a Cyclically Adjusted PS Ratio of 2.54 as of Aug. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. This is 12% below median its historical median of 2.88. Over the past decade, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted PS Ratio has ranged from 2.34 to 3.20. According to the industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #422 out of 1305 companies in the Banks industry, placing it in the top 32.3%.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted PS Ratio too high?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Cyclically Adjusted PS Ratio of 2.54 is 12% below median its 10-year median of 2.88. Over the past 10 years, this metric has ranged from a low of 2.34 to a high of 3.20. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's value of 2.54 is 25.5% below this industry median. Based on the distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #422 out of 1305 companies in the Banks industry, which is above the industry midpoint. Overall, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #422 out of 1305 companies for Cyclically Adjusted PS Ratio. This puts Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's value of 2.54 is 25.5% below this benchmark. Historically, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's own Cyclically Adjusted PS Ratio has ranged from 2.34 to 3.20 over the past decade. While the company's 10-year median is 2.88 vs. the industry median of 3.41, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Cyclically Adjusted PS Ratio of 2.54 is 25.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Cyclically Adjusted PS Ratio is 2.54, which is 12% below median its own 10-year median of 2.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥5.64, compared to a current price of ¥4.87 — trading 13.7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.54, which is 12% below median its 10-year median of 2.88 and 25.5% below the Banks industry median of 3.41. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528), the current Cyclically Adjusted PS Ratio is 2.54 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Overvalued in 2026?

Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock appears to be undervalued. The current stock price of ¥4.87 is trading 13.7% below its estimated GF Value™ of ¥5.64. GuruFocus considers Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co to be Modestly Undervalued.

Key valuation signals for SHSE:601528:

  • Cyclically Adjusted PS Ratio: 2.54 (12% below median its 10-year median of 2.88)
  • GF Value™: ¥5.64 vs. price of ¥4.87 (13.7% below fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 25.5% below the Banks median (#422 of 1305)

No single metric tells the full story. See the SHSE:601528 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Business Description

Address No. 1363, Diyang Road, Keqiao, Keqiao District, Zhejiang Province, Shaoxing, CHN, 312030
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd operates as a bank. Its services include short-term, medium-term and long-term loans, agent collection and payment and insurance agency business, safe deposit box services, foreign exchange settlement and sales approved by the foreign exchange administration.
67GF Score

Get the complete analysis for SHSE:601528

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥4.87
Price
¥5.64
GF Value