Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Retained Earnings: ¥7,446 Mil (As of Jun. 2026)

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SHSE:601528 Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
71 GF Score
Price ¥5.07
GF Value ¥5.51
Valuation Fairly Valued
! 4 Warning Signs
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What is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Retained Earnings?

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co SHSE:601528 +1.60% 71 Retained Earnings is ¥7,446 Mil as of Jun. 2026. GuruFocus rates SHSE:601528 with a GF Score™ of 71/100 and a GF Value™ of ¥5.51 (Fairly Valued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's retained earnings for the quarter that ended in Jun. 2026 was ¥7,446 Mil.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's quarterly retained earnings increased from Dec. 2025 (¥6,965 Mil) to Mar. 2026 (¥7,387 Mil) and increased from Mar. 2026 (¥7,387 Mil) to Jun. 2026 (¥7,446 Mil).

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's annual retained earnings increased from Dec. 2023 (¥5,404 Mil) to Dec. 2024 (¥6,175 Mil) and increased from Dec. 2024 (¥6,175 Mil) to Dec. 2025 (¥6,965 Mil).


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co  (SHSE:601528) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Retained Earnings Historical Data

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The historical data trend for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Retained Earnings Chart

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,304.07 5,052.86 5,403.85 6,174.57 6,965.12

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,668.25 7,304.56 6,965.12 7,387.30 7,446.48
SHSE:601528
71GF Score
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ¥7,446 Mil mean?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) has a Retained Earnings of ¥7,446 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Retained Earnings too high?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Retained Earnings is ¥7,446 Mil. Overall, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Retained Earnings compare to competitors?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Retained Earnings of ¥7,446 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Retained Earnings is ¥7,446 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) is currently considered Fairly Valued. The stock's GF Value™ is ¥5.51, compared to a current price of ¥5.07 — trading 8% below its estimated fair value. The current Retained Earnings is ¥7,446 Mil. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528), the current Retained Earnings is ¥7,446 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Overvalued in 2026?

Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock appears to be undervalued. The current stock price of ¥5.07 is trading 8% below its estimated GF Value™ of ¥5.51. GuruFocus considers Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601528:

  • Retained Earnings: ¥7,446 Mil
  • GF Value™: ¥5.51 vs. price of ¥5.07 (8% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the SHSE:601528 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Business Description

Address No. 1363, Diyang Road, Keqiao, Keqiao District, Zhejiang Province, Shaoxing, CHN, 312030
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd operates as a bank. Its services include short-term, medium-term and long-term loans, agent collection and payment and insurance agency business, safe deposit box services, foreign exchange settlement and sales approved by the foreign exchange administration.
71GF Score

Get the complete analysis for SHSE:601528

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥5.07
Price
¥5.51
GF Value