Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) PEG Ratio: 0.46 (As of Jul. 18, 2026) — Near Median

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SHSE:601528 Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
69 GF Score
Price ¥4.81
GF Value ¥5.71
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co PEG Ratio?

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co SHSE:601528 69 PEG Ratio is 0.46 as of Jul. 18, 2026, which is 4% below its 10-year median of 0.48. GuruFocus rates SHSE:601528 with a GF Score™ of 69/100 and a GF Value™ of ¥5.71 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,228 Banks companies, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks better than 88.93% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PE Ratio without NRI is 4.82. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's 5-Year Book Value growth rate is 10.50%. Therefore, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PEG Ratio for today is 0.46.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PEG Ratio or its related term are showing as below:

SHSE:601528' s PEG Ratio Range Over the Past 10 Years
Min: 0.41   Med: 0.48   Max: 0.52
Current: 0.46


During the past 13 years, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's highest PEG Ratio was 0.52. The lowest was 0.41. And the median was 0.48.


SHSE:601528's PEG Ratio is ranked better than
88.93% of 1228 companies
in the Banks industry
Industry Median: 1.555 vs SHSE:601528: 0.46

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co  (SHSE:601528) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co PEG Ratio Related Terms


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co PEG Ratio Historical Data

* Premium members only.

The historical data trend for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co PEG Ratio Chart

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.54

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.45 0.54 0.49

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PEG Ratio falls into.


SHSE:601528
69GF Score
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=4.8196392785571/10.50
=0.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.46 mean?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) has a PEG Ratio of 0.46 as of Jul. 18, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. This is near median its historical median of 0.48. Over the past decade, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PEG Ratio has ranged from 0.41 to 0.52. According to the industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #136 out of 1228 companies in the Banks industry, placing it in the top 11.1%.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PEG Ratio too high?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current PEG Ratio of 0.46 is near median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.52. The Banks industry median PEG Ratio is 1.56. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's value of 0.46 is 70.4% below this industry median. Based on the distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #136 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #136 out of 1228 companies for PEG Ratio. This places Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co in the top 11% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.56. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's value of 0.46 is 70.4% below this benchmark. Historically, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's own PEG Ratio has ranged from 0.41 to 0.52 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 1.56, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current PEG Ratio of 0.46 is 70.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current PEG Ratio is 0.46, which is near median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥5.71, compared to a current price of ¥4.81 — trading 15.8% below its estimated fair value. The current PEG Ratio is 0.46, which is near median its 10-year median of 0.48 and 70.4% below the Banks industry median of 1.56. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528), the current PEG Ratio is 0.46 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Overvalued in 2026?

Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock appears to be undervalued. The current stock price of ¥4.81 is trading 15.8% below its estimated GF Value™ of ¥5.71. GuruFocus considers Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co to be Modestly Undervalued.

Key valuation signals for SHSE:601528:

  • PEG Ratio: 0.46 (near median its 10-year median of 0.48)
  • GF Value™: ¥5.71 vs. price of ¥4.81 (15.8% below fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 70.4% below the Banks median (#136 of 1228)

No single metric tells the full story. See the SHSE:601528 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Business Description

Address No. 1363, Diyang Road, Keqiao, Keqiao District, Zhejiang Province, Shaoxing, CHN, 312030
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd operates as a bank. Its services include short-term, medium-term and long-term loans, agent collection and payment and insurance agency business, safe deposit box services, foreign exchange settlement and sales approved by the foreign exchange administration.
69GF Score

Get the complete analysis for SHSE:601528

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥4.81
Price
¥5.71
GF Value