Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) OCF Yield %: 53.20 (As of Jul. 19, 2026) — Near Median

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SHSE:601528 Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
69 GF Score
Price ¥4.81
GF Value ¥5.71
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co OCF Yield %?

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co SHSE:601528 69 OCF Yield % is 53.20 as of Jul. 19, 2026, which is 5% below its 10-year median of 56.06. GuruFocus rates SHSE:601528 with a GF Score™ of 69/100 and a GF Value™ of ¥5.71 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,503 Banks companies, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks better than 87.89% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Trailing 12-Month Cash Flow from Operations is ¥5,021 Mil, and Market Cap is ¥9,438 Mil. Therefore, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's OCF Yield % for today is 53.20%.

The historical rank and industry rank for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's OCF Yield % or its related term are showing as below:

SHSE:601528' s OCF Yield % Range Over the Past 10 Years
Min: -6.08   Med: 56.06   Max: 278.63
Current: 53.2


During the past 13 years, the highest OCF Yield % of Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co was 278.63%. The lowest was -6.08%. And the median was 56.06%.

SHSE:601528's OCF Yield % is ranked better than
87.89% of 1503 companies
in the Banks industry
Industry Median: 9.18 vs SHSE:601528: 53.20

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co OCF Yield % Related Terms


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co OCF Yield % Chart

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.10 33.19 271.05 -5.52 40.65

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 196.01 16.87 -95.30 51.62 213.05

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's OCF Yield % falls into.


SHSE:601528
69GF Score
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=4546.055 / 11184.3177
=40.65%

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=5580.879 * 4 / 10477.93974
=213.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 53.20 mean?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) has a OCF Yield % of 53.20 as of Jul. 19, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. This is near median its historical median of 56.06. According to the industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #182 out of 1503 companies in the Banks industry, placing it in the top 12.1%.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's OCF Yield % too high?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current OCF Yield % of 53.20 is near median its 10-year median of 56.06. The Banks industry median OCF Yield % is 9.18. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's value of 53.20 is 479.5% above this industry median. Based on the distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #182 out of 1503 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #182 out of 1503 companies for OCF Yield %. This places Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co in the top 12% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.18. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's value of 53.20 is 479.5% above this benchmark. While the company's 10-year median is 56.06 vs. the industry median of 9.18, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.18, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current OCF Yield % of 53.20 is 479.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. For the Banks industry, the median OCF Yield % is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current OCF Yield % is 53.20, which is near median its own 10-year median of 56.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥5.71, compared to a current price of ¥4.81 — trading 15.8% below its estimated fair value. The current OCF Yield % is 53.20, which is near median its 10-year median of 56.06 and 479.5% above the Banks industry median of 9.18. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528), the current OCF Yield % is 53.20 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Overvalued in 2026?

Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock appears to be undervalued. The current stock price of ¥4.81 is trading 15.8% below its estimated GF Value™ of ¥5.71. GuruFocus considers Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co to be Modestly Undervalued.

Key valuation signals for SHSE:601528:

  • OCF Yield %: 53.20 (near median its 10-year median of 56.06)
  • GF Value™: ¥5.71 vs. price of ¥4.81 (15.8% below fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 479.5% above the Banks median (#182 of 1503)

No single metric tells the full story. See the SHSE:601528 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Business Description

Address No. 1363, Diyang Road, Keqiao, Keqiao District, Zhejiang Province, Shaoxing, CHN, 312030
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd operates as a bank. Its services include short-term, medium-term and long-term loans, agent collection and payment and insurance agency business, safe deposit box services, foreign exchange settlement and sales approved by the foreign exchange administration.
69GF Score

Get the complete analysis for SHSE:601528

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥4.81
Price
¥5.71
GF Value