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Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Intrinsic Value: Projected FCF : ¥35.21 (As of Jun. 21, 2024)


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What is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-06-21), Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Intrinsic Value: Projected FCF is ¥35.21. The stock price of Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co is ¥4.73. Therefore, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Price-to-Intrinsic-Value-Projected-FCF of today is 0.1.

The historical rank and industry rank for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Intrinsic Value: Projected FCF or its related term are showing as below:

SHSE:601528' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.13   Med: 0.29   Max: 1.13
Current: 0.13

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co was 1.13. The lowest was 0.13. And the median was 0.29.

SHSE:601528's Price-to-Projected-FCF is ranked better than
89.31% of 1225 companies
in the Banks industry
Industry Median: 0.44 vs SHSE:601528: 0.13

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Intrinsic Value: Projected FCF Historical Data

The historical data trend for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Intrinsic Value: Projected FCF Chart

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 15.06 14.91 17.62 38.91

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Quarterly Data
Dec18 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.47 32.37 31.80 38.91 35.21

Competitive Comparison of Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Price-to-Projected-FCF falls into.



Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Free Cash Flow(6 year avg) = ¥5,913.35.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar24)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*5913.34864+17140.535*0.8)/1988.470
=35.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co  (SHSE:601528) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=4.73/35.207765851293
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Intrinsic Value: Projected FCF Related Terms

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Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Business Description

Traded in Other Exchanges
N/A
Address
No. 1363, Diyang Road, Keqiao, Keqiao District, Zhejiang Province, Shaoxing, CHN, 312030
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd operates as a bank. Its services include short-term, medium-term and long-term loans, agent collection and payment and insurance agency business, safe deposit box services, foreign exchange settlement and sales approved by the foreign exchange administration.
Executives
Wu Guang Wei senior management
Qin Xiao Jun Directors, senior managers
Shen You Sheng Director
Yu Tu Liang Director
Yan Guo Li Directors, senior managers
Ning Yi Ran senior management
Xia Yong Chao Director
Ma Shi Xiu Director
Shen Xiang Xing Director
Zhang Xiang Rong Directors, senior managers
Zhang Qin Liang Director
Wang Guo Liang Supervisors
Song Hui Supervisors
Zhang Wei Dong Director

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Headlines

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