The historical rank and industry rank for SSB Bancorp's OCF Margin % or its related term are showing as below:
SSBP'
s OCF Margin % Range Over the Past 10 Years
Min: 10.68 Med: 19.91 Max: 28.09
Current: 26.2
During the past 8 years, the highest OCF Margin % of SSB Bancorp was 28.09%. The lowest was 10.68%. And the median was 19.91%.
SSBP's OCF Margin % is ranked worse than 56.3% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs SSBP: 26.20
SSB Bancorp OCF Margin % Related Terms
SSB Bancorp OCF Margin % Historical Data
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The historical data trend for SSB Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SSB Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSB Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SSB Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where SSB Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSB Bancorp (SSBP) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SSB Bancorp and its competitors. Over the past decade, SSB Bancorp's OCF Margin % has ranged from 10.68 to 28.09. According to the industry distribution chart, SSB Bancorp ranks #845 out of 1501 companies in the Banks industry, placing it in the top 56.3%.
Is SSB Bancorp's OCF Margin % too high?
SSB Bancorp's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 10.68 to a high of 28.09. Based on the distribution chart, SSB Bancorp ranks #845 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, SSB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SSB Bancorp's OCF Margin % compare to OTTW and PCLB?
According to the Banks industry distribution chart, SSB Bancorp ranks #845 out of 1501 companies for OCF Margin %. This places SSB Bancorp in the lower half of its industry. The industry median OCF Margin % is 29.44. Historically, SSB Bancorp's own OCF Margin % has ranged from 10.68 to 28.09 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SSB Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSB Bancorp's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, SSB Bancorp (SSBP) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.06, compared to a current price of $16.10 — trading 14.5% above its estimated fair value. The current OCF Margin % is 0.00%. SSB Bancorp's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For SSB Bancorp (SSBP), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSB Bancorp (SSBP) Overvalued in 2026?
Based on GuruFocus' analysis, SSB Bancorp stock appears to be overvalued.
The current stock price of $16.10 is trading 14.5% above its estimated GF Value™ of $14.06.
GuruFocus considers SSB Bancorp to be Modestly Overvalued.
Key valuation signals for SSBP:
OCF Margin %: 0.00%
GF Value™: $14.06 vs. price of $16.10 (14.5% above fair value)
No single metric tells the full story. See the SSBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSB Bancorp Inc is engaged in the provision of financial services to individuals and corporate customers. The bank offers deposits, loans, consumer financing, certificate of deposits, mortgage loans, card services, internet banking, insurance, and other related services. It operates in single reportable segment that is community banking.
71GF Score
Get the complete analysis for SSBP
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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