Ascory Bank AG (STU:VG80) Net Loan: €980.37 Mil (As of Dec. 2025)

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STU:VG80 Ascory Bank AG STU:VG80
55 GF Score
Price €2.74
GF Value €1.84
! 4 Warning Signs
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What is Ascory Bank AG Net Loan?

Ascory Bank AG STU:VG80 55 Net Loan is €980.37 Mil as of Dec. 2025. GuruFocus rates STU:VG80 with a GF Score™ of 55/100 and a GF Value™ of €1.84. The stock has 4 warning signs investors should review.

Ascory Bank AG's quarterly net loan increased from Dec. 2024 (€869.24 Mil) to Jun. 2025 (€945.00 Mil) and increased from Jun. 2025 (€945.00 Mil) to Dec. 2025 (€980.37 Mil).

Ascory Bank AG's annual net loan declined from Dec. 2023 (€1,211.25 Mil) to Dec. 2024 (€945.00 Mil) but then increased from Dec. 2024 (€945.00 Mil) to Dec. 2025 (€980.37 Mil).

Ascory Bank AG Net Loan Historical Data

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The historical data trend for Ascory Bank AG's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ascory Bank AG Net Loan Chart

Ascory Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 354.78 1,256.15 1,211.25 869.24 980.37

Ascory Bank AG Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,211.25 951.47 869.24 945.00 980.37
STU:VG80
55GF Score
Ascory Bank AG STU:VG80
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Ascory Bank AG Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €980.37 Mil mean?
Ascory Bank AG (STU:VG80) has a Net Loan of €980.37 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Ascory Bank AG and its competitors.
Is Ascory Bank AG's Net Loan too high?
Ascory Bank AG's current Net Loan is €980.37 Mil. Overall, Ascory Bank AG has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Ascory Bank AG's Net Loan compare to PNC and USB?
Ascory Bank AG's Net Loan of €980.37 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Ascory Bank AG and its competitors. Ascory Bank AG's current Net Loan is €980.37 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascory Bank AG stock overvalued right now?
Ascory Bank AG (STU:VG80) has a current Net Loan of €980.37 Mil. The stock's GF Value™ is €1.84, compared to a current price of €2.74 — trading 48.9% above its estimated fair value. The current Net Loan is €980.37 Mil. Ascory Bank AG's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Ascory Bank AG (STU:VG80), the current Net Loan is €980.37 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ascory Bank AG (STU:VG80) Overvalued in 2026?

Based on GuruFocus' analysis, Ascory Bank AG stock appears to be overvalued. The current stock price of €2.74 is trading 48.9% above its estimated GF Value™ of €1.84.

Key valuation signals for STU:VG80:

  • Net Loan: €980.37 Mil
  • GF Value™: €1.84 vs. price of €2.74 (48.9% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the STU:VG80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ascory Bank AG Business Description

Other Exchanges VG80:Germany
Address Grosse Elbstrasse 39, Hamburg, DEU, 22767
Ascory Bank AG is a German credit institution. Its business model is focused as a specialist bank for structured financing in the corporate client sector targets start-up and scale-up clients in the fintech (including leasing and factoring institutions), energy transition, and leveraged finance sectors, and is based on a diversified funding plan.
55GF Score

Get the complete analysis for STU:VG80

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.74
Price
€1.84
GF Value