Ascory Bank AG (STU:VG80) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:VG80 Ascory Bank AG STU:VG80
56 GF Score
Price €2.74
GF Value €1.86
! 4 Warning Signs
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What is Ascory Bank AG Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Ascory Bank AG Quality Rank Related Terms

STU:VG80
56GF Score
Ascory Bank AG STU:VG80
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Ascory Bank AG (STU:VG80) Overvalued in 2026?

Based on GuruFocus' analysis, Ascory Bank AG stock appears to be overvalued. The current stock price of €2.74 is trading 47.3% above its estimated GF Value™ of €1.86.

Key valuation signals for STU:VG80:

  • Quality Rank:
  • GF Value™: €1.86 vs. price of €2.74 (47.3% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the STU:VG80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ascory Bank AG Business Description

Other Exchanges VG80:Germany
Address Grosse Elbstrasse 39, Hamburg, DEU, 22767
Ascory Bank AG is a German credit institution. Its business model is focused as a specialist bank for structured financing in the corporate client sector targets start-up and scale-up clients in the fintech (including leasing and factoring institutions), energy transition, and leveraged finance sectors, and is based on a diversified funding plan.
56GF Score

Get the complete analysis for STU:VG80

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.74
Price
€1.86
GF Value