Ascory Bank AGSTU:VG80 51 PS Ratio is 0.72 as of Jul. 07, 2026, which is 10% below its 10-year median of 0.80. GuruFocus rates STU:VG80 with a GF Score™ of 51/100 and a GF Value™ of €1.87. The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Ascory Bank AG ranks better than 96.31% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Ascory Bank AG's share price is €2.74.
Ascory Bank AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €3.78. Hence, Ascory Bank AG's PS Ratio for today is 0.72.
Warning Sign:
Ascory Bank AG stock PS Ratio (=0.7) is close to 3-year high of 0.75.
The historical rank and industry rank for Ascory Bank AG's PS Ratio or its related term are showing as below:
STU:VG80'
s PS Ratio Range Over the Past 10 Years
Min: 0.21 Med: 0.8 Max: 2.15
Current: 0.67
During the past 13 years, Ascory Bank AG's highest PS Ratio was 2.15. The lowest was 0.21. And the median was 0.80.
STU:VG80's PS Ratio is ranked better than 96.31% of 1519
companies
in the Banks industry
Industry Median: 3.02
vs STU:VG80: 0.67
Ascory Bank AG revenue per share has been in decline over the past 3 years.
During the past 12 months, the average Revenue per Share Growth Rate of Ascory Bank AG was -17.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -22.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 2.20% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 1.70% per year.
During the past 13 years, Ascory Bank AG's highest 3-Year average Revenue per Share Growth Rate was 47.20% per year. The lowest was -31.20% per year. And the median was 0.00% per year.
Back to Basics: PS Ratio
Ascory Bank AG (STU:VG80) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Ascory Bank AG PS Ratio Related Terms
Ascory Bank AG PS Ratio Historical Data
* Premium members only.
The historical data trend for Ascory Bank AG's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ascory Bank AG's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ascory Bank AG PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ascory Bank AG's PS Ratio distribution charts can be found below:
* The bar in red indicates where Ascory Bank AG's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Ascory Bank AG's Share Price of today is €2.74.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Ascory Bank AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €3.78.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Ascory Bank AG (STU:VG80) has a PS Ratio of 0.72 as of Jul. 07, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ascory Bank AG and its competitors. This is 10% below median its historical median of 0.80. Over the past decade, Ascory Bank AG's PS Ratio has ranged from 0.21 to 2.15. According to the industry distribution chart, Ascory Bank AG ranks #56 out of 1519 companies in the Banks industry, placing it in the top 3.7%.
Is Ascory Bank AG's PS Ratio too high?
Ascory Bank AG's current PS Ratio of 0.72 is 10% below median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 2.15. The Banks industry median PS Ratio is 3.02. Ascory Bank AG's value of 0.72 is 76.2% below this industry median. Based on the distribution chart, Ascory Bank AG ranks #56 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ascory Bank AG has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Ascory Bank AG's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Ascory Bank AG ranks #56 out of 1519 companies for PS Ratio. This places Ascory Bank AG in the top 4% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.02. Ascory Bank AG's value of 0.72 is 76.2% below this benchmark. Historically, Ascory Bank AG's own PS Ratio has ranged from 0.21 to 2.15 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 3.02, Ascory Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ascory Bank AG's current PS Ratio of 0.72 is 76.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ascory Bank AG and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascory Bank AG's current PS Ratio is 0.72, which is 10% below median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascory Bank AG stock overvalued right now?
Ascory Bank AG (STU:VG80) has a current PS Ratio of 0.72. The stock's GF Value™ is €1.87, compared to a current price of €2.74 — trading 46.5% above its estimated fair value. The current PS Ratio is 0.72, which is 10% below median its 10-year median of 0.80 and 76.2% below the Banks industry median of 3.02. Ascory Bank AG's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Ascory Bank AG (STU:VG80), the current PS Ratio is 0.72 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ascory Bank AG (STU:VG80) Overvalued in 2026?
Based on GuruFocus' analysis, Ascory Bank AG stock appears to be overvalued.
The current stock price of €2.74 is trading 46.5% above its estimated GF Value™ of €1.87.
Key valuation signals for STU:VG80:
PS Ratio: 0.72 (10% below median its 10-year median of 0.80)
GF Value™: €1.87 vs. price of €2.74 (46.5% above fair value)
Industry Position: 76.2% below the Banks median (#56 of 1519)
No single metric tells the full story. See the STU:VG80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ascory Bank AG is a German credit institution. Its business model is focused as a specialist bank for structured financing in the corporate client sector targets start-up and scale-up clients in the fintech (including leasing and factoring institutions), energy transition, and leveraged finance sectors, and is based on a diversified funding plan.
51GF Score
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