Ascory Bank AGSTU:VG80 51 PEG Ratio is 0.65 as of Jul. 03, 2026, which is 2% above its 10-year median of 0.64. GuruFocus rates STU:VG80 with a GF Score™ of 51/100 and a GF Value™ of €1.88. The stock has 4 warning signs investors should review. Among 1,228 Banks companies, Ascory Bank AG ranks better than 83.55% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Ascory Bank AG's PEG Ratio or its related term are showing as below:
STU:VG80'
s PEG Ratio Range Over the Past 10 Years
Min: 0.06 Med: 0.64 Max: 6.13
Current: 0.6
During the past 13 years, Ascory Bank AG's highest PEG Ratio was 6.13. The lowest was 0.06. And the median was 0.64.
STU:VG80's PEG Ratio is ranked better than 83.55% of 1228
companies
in the Banks industry
Industry Median: 1.53
vs STU:VG80: 0.60
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Ascory Bank AG (STU:VG80) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Ascory Bank AG PEG Ratio Related Terms
Ascory Bank AG PEG Ratio Historical Data
* Premium members only.
The historical data trend for Ascory Bank AG's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ascory Bank AG's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ascory Bank AG PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ascory Bank AG's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Ascory Bank AG's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Ascory Bank AG (STU:VG80) has a PEG Ratio of 0.65 as of Jul. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ascory Bank AG and its competitors. This is near median its historical median of 0.64. Over the past decade, Ascory Bank AG's PEG Ratio has ranged from 0.06 to 6.13. According to the industry distribution chart, Ascory Bank AG ranks #202 out of 1228 companies in the Banks industry, placing it in the top 16.4%.
Is Ascory Bank AG's PEG Ratio too high?
Ascory Bank AG's current PEG Ratio of 0.65 is near median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 6.13. The Banks industry median PEG Ratio is 1.53. Ascory Bank AG's value of 0.65 is 57.5% below this industry median. Based on the distribution chart, Ascory Bank AG ranks #202 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ascory Bank AG has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Ascory Bank AG's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Ascory Bank AG ranks #202 out of 1228 companies for PEG Ratio. This places Ascory Bank AG in the top 16% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.53. Ascory Bank AG's value of 0.65 is 57.5% below this benchmark. Historically, Ascory Bank AG's own PEG Ratio has ranged from 0.06 to 6.13 over the past decade. While the company's 10-year median is 0.64 vs. the industry median of 1.53, Ascory Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ascory Bank AG's current PEG Ratio of 0.65 is 57.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ascory Bank AG and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascory Bank AG's current PEG Ratio is 0.65, which is near median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascory Bank AG stock overvalued right now?
Ascory Bank AG (STU:VG80) has a current PEG Ratio of 0.65. The stock's GF Value™ is €1.88, compared to a current price of €2.74 — trading 45.7% above its estimated fair value. The current PEG Ratio is 0.65, which is near median its 10-year median of 0.64 and 57.5% below the Banks industry median of 1.53. Ascory Bank AG's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Ascory Bank AG (STU:VG80), the current PEG Ratio is 0.65 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ascory Bank AG (STU:VG80) Overvalued in 2026?
Based on GuruFocus' analysis, Ascory Bank AG stock appears to be overvalued.
The current stock price of €2.74 is trading 45.7% above its estimated GF Value™ of €1.88.
Key valuation signals for STU:VG80:
PEG Ratio: 0.65 (near median its 10-year median of 0.64)
GF Value™: €1.88 vs. price of €2.74 (45.7% above fair value)
Industry Position: 57.5% below the Banks median (#202 of 1228)
No single metric tells the full story. See the STU:VG80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ascory Bank AG is a German credit institution. Its business model is focused as a specialist bank for structured financing in the corporate client sector targets start-up and scale-up clients in the fintech (including leasing and factoring institutions), energy transition, and leveraged finance sectors, and is based on a diversified funding plan.
51GF Score
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