Ascory Bank AG (STU:VG80) EV-to-OCF: (As of Aug. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:VG80 Ascory Bank AG STU:VG80
55 GF Score
Price €2.74
GF Value €2.01
! 2 Warning Signs
View Full Analysis

What is Ascory Bank AG EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Ascory Bank AG's Enterprise Value is €57.02 Mil. Ascory Bank AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €0.00 Mil. Therefore, Ascory Bank AG's EV-to-OCF for today is .

The historical rank and industry rank for Ascory Bank AG's EV-to-OCF or its related term are showing as below:

STU:VG80's EV-to-OCF is not ranked *
in the Banks industry.
Industry Median: 3.9
* Ranked among companies with meaningful EV-to-OCF only.

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-23), Ascory Bank AG's stock price is €2.74. Ascory Bank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.052. Therefore, Ascory Bank AG's PE Ratio (TTM) for today is 52.69.


Ascory Bank AG  (STU:VG80) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Ascory Bank AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.74/0.052
=52.69

Ascory Bank AG's share price for today is €2.74.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Ascory Bank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.052.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Ascory Bank AG EV-to-OCF Related Terms


Ascory Bank AG EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Ascory Bank AG's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ascory Bank AG EV-to-OCF Chart

Ascory Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Ascory Bank AG Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

STU:VG80 vs PNC, USB: EV-to-OCF Comparison

For the Banks - Regional subindustry, Ascory Bank AG's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ascory Bank AG EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Ascory Bank AG's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Ascory Bank AG's EV-to-OCF falls into.


STU:VG80
55GF Score
Ascory Bank AG STU:VG80
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ascory Bank AG EV-to-OCF Calculation

Ascory Bank AG's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=57.021/0
=

Ascory Bank AG's current Enterprise Value is €57.02 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Ascory Bank AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Ascory Bank AG (STU:VG80) Overvalued in 2026?

Based on GuruFocus' analysis, Ascory Bank AG stock appears to be overvalued. The current stock price of €2.74 is trading 36.3% above its estimated GF Value™ of €2.01.

Key valuation signals for STU:VG80:

  • EV-to-OCF:
  • GF Value™: €2.01 vs. price of €2.74 (36.3% above fair value)
  • GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the STU:VG80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ascory Bank AG Business Description

Other Exchanges VG80:Germany
Address Grosse Elbstrasse 39, Hamburg, DEU, 22767
Ascory Bank AG is a German credit institution. Its business model is focused as a specialist bank for structured financing in the corporate client sector targets start-up and scale-up clients in the fintech (including leasing and factoring institutions), energy transition, and leveraged finance sectors, and is based on a diversified funding plan.
55GF Score

Get the complete analysis for STU:VG80

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.74
Price
€2.01
GF Value