Ascory Bank AG (STU:VG80) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:VG80 Ascory Bank AG STU:VG80
56 GF Score
Price €2.74
GF Value €1.86
! 4 Warning Signs
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What is Ascory Bank AG ROC (Joel Greenblatt) %?

Ascory Bank AG STU:VG80 56 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates STU:VG80 with a GF Score™ of 56/100 and a GF Value™ of €1.86. The stock has 4 warning signs investors should review. Among 46 Banks companies, Ascory Bank AG ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

STU:VG80
56GF Score
Ascory Bank AG STU:VG80
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Ascory Bank AG (STU:VG80) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Ascory Bank AG and its competitors. According to the industry distribution chart, Ascory Bank AG ranks #999999 out of 46 companies in the Banks industry.
Is Ascory Bank AG's ROC (Joel Greenblatt) % too high?
Ascory Bank AG's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Ascory Bank AG ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ascory Bank AG has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Ascory Bank AG's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Ascory Bank AG ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Ascory Bank AG in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Ascory Bank AG and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascory Bank AG's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascory Bank AG stock overvalued right now?
Ascory Bank AG (STU:VG80) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €1.86, compared to a current price of €2.74 — trading 47.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Ascory Bank AG's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Ascory Bank AG (STU:VG80), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ascory Bank AG (STU:VG80) Overvalued in 2026?

Based on GuruFocus' analysis, Ascory Bank AG stock appears to be overvalued. The current stock price of €2.74 is trading 47.3% above its estimated GF Value™ of €1.86.

Key valuation signals for STU:VG80:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €1.86 vs. price of €2.74 (47.3% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the STU:VG80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ascory Bank AG Business Description

Other Exchanges VG80:Germany
Address Grosse Elbstrasse 39, Hamburg, DEU, 22767
Ascory Bank AG is a German credit institution. Its business model is focused as a specialist bank for structured financing in the corporate client sector targets start-up and scale-up clients in the fintech (including leasing and factoring institutions), energy transition, and leveraged finance sectors, and is based on a diversified funding plan.
56GF Score

Get the complete analysis for STU:VG80

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.74
Price
€1.86
GF Value