Ascory Bank AG (STU:VG80) FCF Margin %: 0.00% (As of Dec. 2025)


STU:VG80 Ascory Bank AG STU:VG80
55 GF Score
Price €2.74
GF Value €1.88
! 4 Warning Signs
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What is Ascory Bank AG FCF Margin %?

Ascory Bank AG STU:VG80 55 FCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates STU:VG80 with a GF Score™ of 55/100 and a GF Value™ of €1.88. The stock has 4 warning signs investors should review. Among 1,509 Banks companies, Ascory Bank AG ranks worse than 66268.99% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Ascory Bank AG's Free Cash Flow for the six months ended in Dec. 2025 was €0.00 Mil. Ascory Bank AG's Revenue for the six months ended in Dec. 2025 was €-1,878.01 Mil. Therefore, Ascory Bank AG's FCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, Ascory Bank AG's current FCF Yield % is 0.00%.

The historical rank and industry rank for Ascory Bank AG's FCF Margin % or its related term are showing as below:


STU:VG80's FCF Margin % is not ranked *
in the Banks industry.
Industry Median: 26.55
* Ranked among companies with meaningful FCF Margin % only.


Ascory Bank AG FCF Margin % Related Terms


Ascory Bank AG FCF Margin % Historical Data

* Premium members only.

The historical data trend for Ascory Bank AG's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ascory Bank AG FCF Margin % Chart

Ascory Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Ascory Bank AG Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

STU:VG80 vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Ascory Bank AG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ascory Bank AG FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Ascory Bank AG's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Ascory Bank AG's FCF Margin % falls into.


STU:VG80
55GF Score
Ascory Bank AG STU:VG80
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ascory Bank AG FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Ascory Bank AG's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0/37.983
=0.00 %

Ascory Bank AG's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/-1878.012
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Ascory Bank AG (STU:VG80) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ascory Bank AG and its competitors. According to the industry distribution chart, Ascory Bank AG ranks #999999 out of 1509 companies in the Banks industry.
Is Ascory Bank AG's FCF Margin % too high?
Ascory Bank AG's current FCF Margin % is 0.00%. Based on the distribution chart, Ascory Bank AG ranks #999999 out of 1509 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ascory Bank AG has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Ascory Bank AG's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Ascory Bank AG ranks #999999 out of 1509 companies for FCF Margin %. This places Ascory Bank AG in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ascory Bank AG and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascory Bank AG's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascory Bank AG stock overvalued right now?
Ascory Bank AG (STU:VG80) has a current FCF Margin % of 0.00%. The stock's GF Value™ is €1.88, compared to a current price of €2.74 — trading 45.7% above its estimated fair value. The current FCF Margin % is 0.00%. Ascory Bank AG's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ascory Bank AG (STU:VG80), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ascory Bank AG (STU:VG80) Overvalued in 2026?

Based on GuruFocus' analysis, Ascory Bank AG stock appears to be overvalued. The current stock price of €2.74 is trading 45.7% above its estimated GF Value™ of €1.88.

Key valuation signals for STU:VG80:

  • FCF Margin %: 0.00%
  • GF Value™: €1.88 vs. price of €2.74 (45.7% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the STU:VG80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ascory Bank AG Business Description

Other Exchanges VG80:Germany
Address Grosse Elbstrasse 39, Hamburg, DEU, 22767
Ascory Bank AG is a German credit institution. Its business model is focused as a specialist bank for structured financing in the corporate client sector targets start-up and scale-up clients in the fintech (including leasing and factoring institutions), energy transition, and leveraged finance sectors, and is based on a diversified funding plan.
55GF Score

Get the complete analysis for STU:VG80

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.74
Price
€1.88
GF Value