TOWN (Towne Bank) Net Loan: $15,239.1 Mil (As of Mar. 2026)

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TOWN Towne Bank TOWN
63 GF Score
Price $38.14
GF Value $37.38
Valuation Fairly Valued
! 4 Warning Signs
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What is Towne Bank Net Loan?

Towne Bank TOWN +0.61% 63 Net Loan is $15,239.1 Mil as of Mar. 2026. GuruFocus rates TOWN with a GF Score™ of 63/100 and a GF Value™ of $37.38 (Fairly Valued). The stock has 4 warning signs investors should review.

Towne Bank's quarterly net loan declined from Sep. 2025 ($13,442.4 Mil) to Dec. 2025 ($13,342.9 Mil) but then increased from Dec. 2025 ($13,342.9 Mil) to Mar. 2026 ($15,239.1 Mil).

Towne Bank's annual net loan increased from Dec. 2023 ($11,352.5 Mil) to Dec. 2024 ($13,342.9 Mil) and increased from Dec. 2024 ($13,342.9 Mil) to Dec. 2025 ($15,239.1 Mil).

Towne Bank Net Loan Historical Data

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The historical data trend for Towne Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Towne Bank Net Loan Chart

Towne Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,758.50 10,786.13 11,352.55 11,535.59 13,342.91

Towne Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11,695.13 12,464.23 13,442.37 13,342.91 15,239.13
TOWN
63GF Score
Towne Bank TOWN
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Towne Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $15,239.1 Mil mean?
Towne Bank (TOWN) has a Net Loan of $15,239.1 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Towne Bank and its competitors.
Is Towne Bank's Net Loan too high?
Towne Bank's current Net Loan is $15,239.1 Mil. Overall, Towne Bank has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Towne Bank's Net Loan compare to SFNC and BOH?
Towne Bank's Net Loan of $15,239.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Towne Bank and its competitors. Towne Bank's current Net Loan is $15,239.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Towne Bank stock overvalued right now?
Based on GuruFocus' analysis, Towne Bank (TOWN) is currently considered Fairly Valued. The stock's GF Value™ is $37.38, compared to a current price of $38.14 — trading 2% above its estimated fair value. The current Net Loan is $15,239.1 Mil. Towne Bank's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Towne Bank (TOWN), the current Net Loan is $15,239.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Towne Bank (TOWN) Overvalued in 2026?

Based on GuruFocus' analysis, Towne Bank stock appears to be overvalued. The current stock price of $38.14 is trading 2% above its estimated GF Value™ of $37.38. GuruFocus considers Towne Bank to be Fairly Valued.

Key valuation signals for TOWN:

  • Net Loan: $15,239.1 Mil
  • GF Value™: $37.38 vs. price of $38.14 (2% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the TOWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Towne Bank Business Description

Other Exchanges 3T8:Germany
Address 5716 High Street, Portsmouth, VA, USA, 23703
Towne Bank is a financial services company serving individuals, commercial enterprises and professionals, offering retail and commercial banking services in Virginia and North Carolina. The company has four reportable segments: Banking, which provides loan and deposit services, commercial mortgage brokerage, and investment and asset management services; Mortgage, which originates mortgage loans principally sold in the secondary market through purchase commitments from investors; Resort Vacation Management, which provides residential resort property management services; and Insurance, which provides property, casualty, life and health insurance solutions for businesses, individuals and community organizations through a variety of carriers.
63GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.14
Price
$37.38
GF Value