TOWN (Towne Bank) 3-Month Share Buyback Ratio: -15.60% (As of Mar. 2026 )

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TOWN Towne Bank TOWN
64 GF Score
Price $37.43
GF Value $36.33
Valuation Fairly Valued
! 4 Warning Signs
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What is Towne Bank 3-Month Share Buyback Ratio?

Towne Bank TOWN +0.11% 64 3-Month Share Buyback Ratio is -15.60 as of Mar. 2026. GuruFocus rates TOWN with a GF Score™ of 64/100 and a GF Value™ of $36.33 (Fairly Valued). The stock has 4 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Towne Bank's current 3-Month Share Buyback Ratio was -15.60%.


Towne Bank  (NAS:TOWN) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Towne Bank 3-Month Share Buyback Ratio Related Terms


TOWN vs SFNC, BOH, BKU: 3-Month Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Towne Bank's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Towne Bank 3-Month Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Towne Bank's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Towne Bank's 3-Month Share Buyback Ratio falls into.


TOWN
64GF Score
Towne Bank TOWN
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Towne Bank 3-Month Share Buyback Ratio Calculation

Towne Bank's 3-Month Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Dec. 2025 )
=(78.964 - 91.286) / 78.964
=-15.60%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of -15.60 mean?
Towne Bank (TOWN) has a 3-Month Share Buyback Ratio of -15.60 as of Mar. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Towne Bank and its competitors.
Is Towne Bank's 3-Month Share Buyback Ratio too high?
Towne Bank's current 3-Month Share Buyback Ratio is -15.60. Overall, Towne Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Towne Bank's 3-Month Share Buyback Ratio compare to SFNC and BOH?
Towne Bank's 3-Month Share Buyback Ratio of -15.60 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Towne Bank and its competitors. Towne Bank's current 3-Month Share Buyback Ratio is -15.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Towne Bank stock overvalued right now?
Based on GuruFocus' analysis, Towne Bank (TOWN) is currently considered Fairly Valued. The stock's GF Value™ is $36.33, compared to a current price of $37.43 — trading 3% above its estimated fair value. The current 3-Month Share Buyback Ratio is -15.60. Towne Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Towne Bank (TOWN), the current 3-Month Share Buyback Ratio is -15.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Towne Bank (TOWN) Overvalued in 2026?

Based on GuruFocus' analysis, Towne Bank stock appears to be overvalued. The current stock price of $37.43 is trading 3% above its estimated GF Value™ of $36.33. GuruFocus considers Towne Bank to be Fairly Valued.

Key valuation signals for TOWN:

  • 3-Month Share Buyback Ratio: -15.60
  • GF Value™: $36.33 vs. price of $37.43 (3% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the TOWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Towne Bank Business Description

Other Exchanges 3T8:Germany
Address 5716 High Street, Portsmouth, VA, USA, 23703
Towne Bank is a financial services company serving individuals, commercial enterprises and professionals, offering retail and commercial banking services in Virginia and North Carolina. The company has four reportable segments: Banking, which provides loan and deposit services, commercial mortgage brokerage, and investment and asset management services; Mortgage, which originates mortgage loans principally sold in the secondary market through purchase commitments from investors; Resort Vacation Management, which provides residential resort property management services; and Insurance, which provides property, casualty, life and health insurance solutions for businesses, individuals and community organizations through a variety of carriers.
64GF Score

Get the complete analysis for TOWN

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.43
Price
$36.33
GF Value