TOWN (Towne Bank) Tariff Resilience Score: 9/10 (As of Jul. 06, 2026)


TOWN Towne Bank TOWN
63 GF Score
Price $36.46
GF Value $37.01
Valuation Fairly Valued
! 3 Warning Signs
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What is Towne Bank Tariff Resilience Score?

Towne Bank TOWN -0.65% 63 Tariff Resilience Score is 9 as of Jul. 06, 2026. GuruFocus rates TOWN with a GF Score™ of 63/100 and a GF Value™ of $37.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,608 Banks companies, Towne Bank ranks better than 99.25% on this metric.

Towne Bank has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Towne Bank has As a regional bank, Towne Bank has minimal exposure to international trade tariffs. Its operations are primarily domestic, with no significant reliance on global supply chains or international markets, making it highly resilient to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Towne Bank might have Highly Resilient.

Towne Bank  (NAS:TOWN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Towne Bank Tariff Resilience Score Related Terms

TOWN vs SFNC, PRK, SBCF: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Towne Bank's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Towne Bank Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Towne Bank's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Towne Bank's Tariff Resilience Score falls into.


TOWN
63GF Score
Towne Bank TOWN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Towne Bank (TOWN) has a Tariff Resilience Score of 9 as of Jul. 06, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Towne Bank ranks #12 out of 1608 companies in the Banks industry, placing it in the top 0.7%.
Is Towne Bank's Tariff Resilience Score too high?
Towne Bank's current Tariff Resilience Score is 9. Based on the distribution chart, Towne Bank ranks #12 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Towne Bank has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Towne Bank's Tariff Resilience Score compare to SFNC and PRK?
According to the Banks industry distribution chart, Towne Bank ranks #12 out of 1608 companies for Tariff Resilience Score. This places Towne Bank in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Towne Bank's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Towne Bank stock overvalued right now?
Based on GuruFocus' analysis, Towne Bank (TOWN) is currently considered Fairly Valued. The stock's GF Value™ is $37.01, compared to a current price of $36.46 — trading 1.5% below its estimated fair value. The current Tariff Resilience Score is 9. Towne Bank's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Towne Bank (TOWN), the current Tariff Resilience Score is 9 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Towne Bank (TOWN) Overvalued in 2026?

Based on GuruFocus' analysis, Towne Bank stock appears to be undervalued. The current stock price of $36.46 is trading 1.5% below its estimated GF Value™ of $37.01. GuruFocus considers Towne Bank to be Fairly Valued.

Key valuation signals for TOWN:

  • Tariff Resilience Score: 9
  • GF Value™: $37.01 vs. price of $36.46 (1.5% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the TOWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Towne Bank Business Description

Other Exchanges 3T8:Germany
Address 5716 High Street, Portsmouth, VA, USA, 23703
Towne Bank is a financial services company serving individuals, commercial enterprises and professionals, offering retail and commercial banking services in Virginia and North Carolina. The company has four reportable segments: Banking, which provides loan and deposit services, commercial mortgage brokerage, and investment and asset management services; Mortgage, which originates mortgage loans principally sold in the secondary market through purchase commitments from investors; Resort Vacation Management, which provides residential resort property management services; and Insurance, which provides property, casualty, life and health insurance solutions for businesses, individuals and community organizations through a variety of carriers.
63GF Score

Get the complete analysis for TOWN

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.46
Price
$37.01
GF Value