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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-26), Towne Bank's 3-1 Month Momentum % is 5.83%.
The industry rank for Towne Bank's 3-1 Month Momentum % or its related term are showing as below:
TOWN's 3-1 Month Momentum % is ranked better than 55.04% of 1577
companies
in the Banks industry
Industry Median: 4.65
vs TOWN: 5.83
Towne Bank (NAS:TOWN) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Towne Bank 3-1 Month Momentum % Related Terms
TOWN vs SFNC, BOH, BKU: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Towne Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Towne Bank 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Towne Bank's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Towne Bank's 3-1 Month Momentum % falls into.
Towne Bank (NAS:TOWN) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Towne Bank (TOWN) has a 3-1 Month Momentum % of 5.83% as of Aug. 26, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Towne Bank and its competitors. According to the industry distribution chart, Towne Bank ranks #709 out of 1577 companies in the Banks industry, placing it in the top 45%.
Is Towne Bank's 3-1 Month Momentum % too high?
Towne Bank's current 3-1 Month Momentum % is 5.83%. The Banks industry median 3-1 Month Momentum % is 4.65. Towne Bank's value of 5.83% is 25.4% above this industry median. Based on the distribution chart, Towne Bank ranks #709 out of 1577 companies in the Banks industry, which is above the industry midpoint. Overall, Towne Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Towne Bank's 3-1 Month Momentum % compare to SFNC and BOH?
According to the Banks industry distribution chart, Towne Bank ranks #709 out of 1577 companies for 3-1 Month Momentum %. This puts Towne Bank in the upper half of its industry. The industry median 3-1 Month Momentum % is 4.65. Towne Bank's value of 5.83% is 25.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.65, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Towne Bank's current 3-1 Month Momentum % of 5.83% is 25.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Towne Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Towne Bank's current 3-1 Month Momentum % is 5.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Towne Bank stock overvalued right now?
Based on GuruFocus' analysis, Towne Bank (TOWN) is currently considered Fairly Valued. The stock's GF Value™ is $36.33, compared to a current price of $37.66 — trading 3.7% above its estimated fair value. The current 3-1 Month Momentum % is 5.83% and 25.4% above the Banks industry median of 4.65. Towne Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Towne Bank (TOWN), the current 3-1 Month Momentum % is 5.83% as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Towne Bank (TOWN) Overvalued in 2026?
Based on GuruFocus' analysis, Towne Bank stock appears to be overvalued.
The current stock price of $37.66 is trading 3.7% above its estimated GF Value™ of $36.33.
GuruFocus considers Towne Bank to be Fairly Valued.
Key valuation signals for TOWN:
3-1 Month Momentum %: 5.83%
GF Value™: $36.33 vs. price of $37.66 (3.7% above fair value)
Industry Position: 25.4% above the Banks median (#709 of 1577)
No single metric tells the full story. See the TOWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Towne Bank is a financial services company serving individuals, commercial enterprises and professionals, offering retail and commercial banking services in Virginia and North Carolina. The company has four reportable segments: Banking, which provides loan and deposit services, commercial mortgage brokerage, and investment and asset management services; Mortgage, which originates mortgage loans principally sold in the secondary market through purchase commitments from investors; Resort Vacation Management, which provides residential resort property management services; and Insurance, which provides property, casualty, life and health insurance solutions for businesses, individuals and community organizations through a variety of carriers.
64GF Score
Get the complete analysis for TOWN
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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