TOWN (Towne Bank) Altman Z-Score


TOWN Towne Bank TOWN
65 GF Score
Price $36.36
GF Value $36.97
Valuation Fairly Valued
! 2 Warning Signs
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What is Towne Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

TOWN
65GF Score
Towne Bank TOWN
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Towne Bank (TOWN) Overvalued in 2026?

Based on GuruFocus' analysis, Towne Bank stock appears to be undervalued. The current stock price of $36.36 is trading 1.6% below its estimated GF Value™ of $36.97. GuruFocus considers Towne Bank to be Fairly Valued.

Key valuation signals for TOWN:

  • Altman Z-Score:
  • GF Value™: $36.97 vs. price of $36.36 (1.6% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the TOWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Towne Bank Business Description

Address 5716 High Street, Portsmouth, VA, USA, 23703
Towne Bank is a financial services company serving individuals, commercial enterprises and professionals, offering retail and commercial banking services in Virginia and North Carolina. The company has four reportable segments: Banking, which provides loan and deposit services, commercial mortgage brokerage, and investment and asset management services; Mortgage, which originates mortgage loans principally sold in the secondary market through purchase commitments from investors; Resort Vacation Management, which provides residential resort property management services; and Insurance, which provides property, casualty, life and health insurance solutions for businesses, individuals and community organizations through a variety of carriers.
65GF Score

Get the complete analysis for TOWN

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.36
Price
$36.97
GF Value