TOWN (Towne Bank) ROE % Adjusted to Book Value: 5.82% (As of Mar. 2026)


TOWN Towne Bank TOWN
65 GF Score
Price $36.26
GF Value $36.97
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Towne Bank ROE % Adjusted to Book Value?

Towne Bank TOWN -0.28% 65 ROE % Adjusted to Book Value is 5.82% as of Mar. 2026. GuruFocus rates TOWN with a GF Score™ of 65/100 and a GF Value™ of $36.97 (Fairly Valued). The stock has 2 warning signs investors should review.

Towne Bank's ROE % for the quarter that ended in Mar. 2026 was 6.17%. Towne Bank's PB Ratio for the quarter that ended in Mar. 2026 was 1.06. Towne Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 5.82%.


Towne Bank ROE % Adjusted to Book Value Related Terms


Towne Bank ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Towne Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Towne Bank ROE % Adjusted to Book Value Chart

Towne Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.71 8.35 7.25 6.45 6.83

Towne Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.96 6.15 5.91 6.27 5.82

TOWN vs SFNC, PRK, SBCF: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Towne Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Towne Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Towne Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Towne Bank's ROE % Adjusted to Book Value falls into.


TOWN
65GF Score
Towne Bank TOWN
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Towne Bank ROE % Adjusted to Book Value Calculation

Towne Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.45% / 1.09
=6.83%

Towne Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.17% / 1.06
=5.82%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 5.82% mean?
Towne Bank (TOWN) has a ROE % Adjusted to Book Value of 5.82% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Towne Bank and its competitors.
Is Towne Bank's ROE % Adjusted to Book Value too high?
Towne Bank's current ROE % Adjusted to Book Value is 5.82%. Overall, Towne Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Towne Bank's ROE % Adjusted to Book Value compare to SFNC and PRK?
Towne Bank's ROE % Adjusted to Book Value of 5.82% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Towne Bank and its competitors. Towne Bank's current ROE % Adjusted to Book Value is 5.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Towne Bank stock overvalued right now?
Based on GuruFocus' analysis, Towne Bank (TOWN) is currently considered Fairly Valued. The stock's GF Value™ is $36.97, compared to a current price of $36.26 — trading 1.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 5.82%. Towne Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Towne Bank (TOWN), the current ROE % Adjusted to Book Value is 5.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Towne Bank (TOWN) Overvalued in 2026?

Based on GuruFocus' analysis, Towne Bank stock appears to be undervalued. The current stock price of $36.26 is trading 1.9% below its estimated GF Value™ of $36.97. GuruFocus considers Towne Bank to be Fairly Valued.

Key valuation signals for TOWN:

  • ROE % Adjusted to Book Value: 5.82%
  • GF Value™: $36.97 vs. price of $36.26 (1.9% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the TOWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Towne Bank Business Description

Address 5716 High Street, Portsmouth, VA, USA, 23703
Towne Bank is a financial services company serving individuals, commercial enterprises and professionals, offering retail and commercial banking services in Virginia and North Carolina. The company has four reportable segments: Banking, which provides loan and deposit services, commercial mortgage brokerage, and investment and asset management services; Mortgage, which originates mortgage loans principally sold in the secondary market through purchase commitments from investors; Resort Vacation Management, which provides residential resort property management services; and Insurance, which provides property, casualty, life and health insurance solutions for businesses, individuals and community organizations through a variety of carriers.
65GF Score

Get the complete analysis for TOWN

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.26
Price
$36.97
GF Value