Nepal Investment Bank (XNEP:NIB) Net Loan: NPR342,288 Mil (As of Jul. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:NIB Nepal Investment Bank Ltd XNEP:NIB
25 GF Score
Price NPR251.00
View Full Analysis

What is Nepal Investment Bank Net Loan?

Nepal Investment Bank XNEP:NIB 25 Net Loan is NPR342,288 Mil as of Jul. 2025. GuruFocus rates XNEP:NIB with a GF Score™ of 25/100.

Nepal Investment Bank's quarterly net loan increased from Jan. 2025 (NPR0 Mil) to Apr. 2025 (NPR342,104 Mil) and increased from Apr. 2025 (NPR342,104 Mil) to Jul. 2025 (NPR342,288 Mil).

Nepal Investment Bank's annual net loan increased from Jul. 2023 (NPR300,630 Mil) to Jul. 2024 (NPR342,104 Mil) and increased from Jul. 2024 (NPR342,104 Mil) to Jul. 2025 (NPR342,288 Mil).


Nepal Investment Bank Net Loan Historical Data

* Premium members only.

The historical data trend for Nepal Investment Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Investment Bank Net Loan Chart

Nepal Investment Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 157,561.63 159,763.38 300,629.72 305,256.90 342,287.99

Nepal Investment Bank Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 305,256.90 336,771.41 0.00 342,103.54 342,287.99
XNEP:NIB
25GF Score
Nepal Investment Bank Ltd XNEP:NIB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal Investment Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of NPR342,288 Mil mean?
Nepal Investment Bank (XNEP:NIB) has a Net Loan of NPR342,288 Mil as of Jul. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Nepal Investment Bank and its competitors.
Is Nepal Investment Bank's Net Loan too high?
Nepal Investment Bank's current Net Loan is NPR342,288 Mil. Overall, Nepal Investment Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Investment Bank's Net Loan compare to competitors?
Nepal Investment Bank's Net Loan of NPR342,288 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Nepal Investment Bank and its competitors. Nepal Investment Bank's current Net Loan is NPR342,288 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Investment Bank stock overvalued right now?
Nepal Investment Bank (XNEP:NIB) has a current Net Loan of NPR342,288 Mil. The current Net Loan is NPR342,288 Mil. Nepal Investment Bank's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Nepal Investment Bank (XNEP:NIB), the current Net Loan is NPR342,288 Mil as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nepal Investment Bank Business Description

Address Durbar Marg, P.O. Box 3412, Kathmandu, NPL
Nepal Investment Bank Ltd is in the business of retail and corporate banking products and services. The bank's business segments are engaged in banking operations, treasury functions, trade finance business, remittance business and card operations. The bank operates in Nepal.
25GF Score

Get the complete analysis for XNEP:NIB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR251.00
Price