Nepal Investment Bank (XNEP:NIB) Net Margin %: 45.27% (As of Jul. 2025) — 10% Above Median


XNEP:NIB Nepal Investment Bank Ltd XNEP:NIB
25 GF Score
Price NPR251.00
GF Value NPR320.00
! 1 Warning Sign
View Full Analysis

What is Nepal Investment Bank Net Margin %?

Nepal Investment Bank XNEP:NIB 25 Net Margin % is 45.27% as of Jul. 2025, which is 10% above its 10-year median of 41.34. GuruFocus rates XNEP:NIB with a GF Score™ of 25/100 and a GF Value™ of NPR320.00. The stock has 1 warning sign investors should review.

Net margin is calculated as Net Income divided by its Revenue. Nepal Investment Bank's Net Income for the three months ended in Jul. 2025 was NPR2,273 Mil. Nepal Investment Bank's Revenue for the three months ended in Jul. 2025 was NPR5,021 Mil. Therefore, Nepal Investment Bank's net margin for the quarter that ended in Jul. 2025 was 45.27%.

The historical rank and industry rank for Nepal Investment Bank's Net Margin % or its related term are showing as below:

XNEP:NIB' s Net Margin % Range Over the Past 10 Years
Min: 23.41   Med: 41.34   Max: 57.86
Current: 38


XNEP:NIB's Net Margin % is not ranked
in the Banks industry.
Industry Median: 26.95 vs XNEP:NIB: 38.00

Nepal Investment Bank  (XNEP:NIB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Nepal Investment Bank Net Margin % Related Terms


Nepal Investment Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Nepal Investment Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Investment Bank Net Margin % Chart

Nepal Investment Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.95 47.25 25.28 23.41 38.00

Nepal Investment Bank Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.11 31.11 30.70 45.25 45.27

Nepal Investment Bank Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Nepal Investment Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Investment Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Investment Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Nepal Investment Bank's Net Margin % falls into.


XNEP:NIB
25GF Score
Nepal Investment Bank Ltd XNEP:NIB
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal Investment Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Nepal Investment Bank's Net Margin for the fiscal year that ended in Jul. 2025 is calculated as

Net Margin=Net Income (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=6874.334/18091.809
=38.00 %

Nepal Investment Bank's Net Margin for the quarter that ended in Jul. 2025 is calculated as

Net Margin=Net Income (Q: Jul. 2025 )/Revenue (Q: Jul. 2025 )
=2272.66/5020.691
=45.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 45.27% mean?
Nepal Investment Bank (XNEP:NIB) has a Net Margin % of 45.27% as of Jul. 2025. Net margin is the ratio of total net income to net sales. View historical data on Nepal Investment Bank and its competitors. This is 10% above median its historical median of 41.34. Over the past decade, Nepal Investment Bank's Net Margin % has ranged from 23.41 to 57.86.
Is Nepal Investment Bank's Net Margin % too high?
Nepal Investment Bank's current Net Margin % of 45.27% is 10% above median its 10-year median of 41.34. Over the past 10 years, this metric has ranged from a low of 23.41 to a high of 57.86. The Banks industry median Net Margin % is 26.95. Nepal Investment Bank's value of 45.27% is 68% above this industry median. Overall, Nepal Investment Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Investment Bank's Net Margin % compare to competitors?
Nepal Investment Bank's Net Margin % of 45.27% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.95. Nepal Investment Bank's value of 45.27% is 68% above this benchmark. Historically, Nepal Investment Bank's own Net Margin % has ranged from 23.41 to 57.86 over the past decade. While the company's 10-year median is 41.34 vs. the industry median of 26.95, Nepal Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Investment Bank's current Net Margin % of 45.27% is 68% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Nepal Investment Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Investment Bank's current Net Margin % is 45.27%, which is 10% above median its own 10-year median of 41.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Investment Bank stock overvalued right now?
Nepal Investment Bank (XNEP:NIB) has a current Net Margin % of 45.27%. The stock's GF Value™ is NPR320.00, compared to a current price of NPR251.00 — trading 21.6% below its estimated fair value. The current Net Margin % is 45.27%, which is 10% above median its 10-year median of 41.34 and 68% above the Banks industry median of 26.95. Nepal Investment Bank's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Nepal Investment Bank (XNEP:NIB), the current Net Margin % is 45.27% as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Investment Bank (XNEP:NIB) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Investment Bank stock appears to be undervalued. The current stock price of NPR251.00 is trading 21.6% below its estimated GF Value™ of NPR320.00.

Key valuation signals for XNEP:NIB:

  • Net Margin %: 45.27% (10% above median its 10-year median of 41.34)
  • GF Value™: NPR320.00 vs. price of NPR251.00 (21.6% below fair value)
  • GF Score™: 25/100 with 1 warning sign
  • Industry Position: 68% above the Banks median

No single metric tells the full story. See the XNEP:NIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Investment Bank Business Description

Address Durbar Marg, P.O. Box 3412, Kathmandu, NPL
Nepal Investment Bank Ltd is in the business of retail and corporate banking products and services. The bank's business segments are engaged in banking operations, treasury functions, trade finance business, remittance business and card operations. The bank operates in Nepal.
25GF Score

Get the complete analysis for XNEP:NIB

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR251.00
Price
NPR320.00
GF Value