Nepal Investment Bank (XNEP:NIB) PE Ratio without NRI: 12.63 (As of Jul. 09, 2026) — 22% Below Median


XNEP:NIB Nepal Investment Bank Ltd XNEP:NIB
25 GF Score
Price NPR251.00
GF Value NPR320.00
! 1 Warning Sign
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What is Nepal Investment Bank PE Ratio without NRI?

Nepal Investment Bank XNEP:NIB 25 PE Ratio without NRI is 12.63 as of Jul. 09, 2026, which is 22% below its 10-year median of 16.28. GuruFocus rates XNEP:NIB with a GF Score™ of 25/100 and a GF Value™ of NPR320.00. The stock has 1 warning sign investors should review.

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-09), Nepal Investment Bank's share price is NPR251.00. Nepal Investment Bank's EPS without NRI for the trailing twelve months (TTM) ended in Jul. 2025 was NPR19.87. Therefore, Nepal Investment Bank's PE Ratio without NRI for today is 12.63.

During the past 13 years, Nepal Investment Bank's highest PE Ratio without NRI was 32.90. The lowest was 9.28. And the median was 16.28.

Nepal Investment Bank's EPS without NRI for the three months ended in Jul. 2025 was NPR6.54. Its EPS without NRI for the trailing twelve months (TTM) ended in Jul. 2025 was NPR19.87.

As of today (2026-07-09), Nepal Investment Bank's share price is NPR251.00. Nepal Investment Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2025 was NPR19.87. Therefore, Nepal Investment Bank's PE Ratio (TTM) for today is 12.63.

Good Sign:

Nepal Investment Bank Ltd stock PE Ratio (=12.46) is close to 2-year low of 12.46.

During the past years, Nepal Investment Bank's highest PE Ratio (TTM) was 32.90. The lowest was 8.78. And the median was 16.28.

Nepal Investment Bank's EPS (Diluted) for the three months ended in Jul. 2025 was NPR6.54. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jul. 2025 was NPR19.87.

Nepal Investment Bank's EPS (Basic) for the three months ended in Jul. 2025 was NPR6.54. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jul. 2025 was NPR19.87.


Nepal Investment Bank  (XNEP:NIB) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Nepal Investment Bank PE Ratio without NRI Related Terms


Nepal Investment Bank PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for Nepal Investment Bank's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Investment Bank PE Ratio without NRI Chart

Nepal Investment Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
PE Ratio without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.65 12.25 17.80 20.23 12.46

Nepal Investment Bank Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.23 20.59 16.28 15.80 12.46

Nepal Investment Bank PE Ratio without NRI Competitor Comparison

For the Banks - Regional subindustry, Nepal Investment Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Investment Bank PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Investment Bank's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Nepal Investment Bank's PE Ratio without NRI falls into.


XNEP:NIB
25GF Score
Nepal Investment Bank Ltd XNEP:NIB
PE Ratio without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Investment Bank PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Nepal Investment Bank's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=251.00/19.871
=12.63

Nepal Investment Bank's Share Price of today is NPR251.00.
Nepal Investment Bank's EPS without NRI for the trailing twelve months (TTM) ended in Jul. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR19.87.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio without NRI →
What does a PE Ratio without NRI of 12.63 mean?
Nepal Investment Bank (XNEP:NIB) has a PE Ratio without NRI of 12.63 as of Jul. 09, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Nepal Investment Bank and its competitors. This is 22% below median its historical median of 16.28. Over the past decade, Nepal Investment Bank's PE Ratio without NRI has ranged from 9.28 to 32.90.
Is Nepal Investment Bank's PE Ratio without NRI too high?
Nepal Investment Bank's current PE Ratio without NRI of 12.63 is 22% below median its 10-year median of 16.28. Over the past 10 years, this metric has ranged from a low of 9.28 to a high of 32.90. The Banks industry median PE Ratio without NRI is 11.39. Nepal Investment Bank's value of 12.63 is 10.9% above this industry median. Overall, Nepal Investment Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Investment Bank's PE Ratio without NRI compare to competitors?
Nepal Investment Bank's PE Ratio without NRI of 12.63 can be compared against companies in the Banks industry. The industry median PE Ratio without NRI is 11.39. Nepal Investment Bank's value of 12.63 is 10.9% above this benchmark. Historically, Nepal Investment Bank's own PE Ratio without NRI has ranged from 9.28 to 32.90 over the past decade. While the company's 10-year median is 16.28 vs. the industry median of 11.39, Nepal Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Banks company?
The median PE Ratio without NRI among Banks companies is 11.39, based on 1,448 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Investment Bank's current PE Ratio without NRI of 12.63 is 10.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Nepal Investment Bank and its competitors. For the Banks industry, the median PE Ratio without NRI is 11.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Investment Bank's current PE Ratio without NRI is 12.63, which is 22% below median its own 10-year median of 16.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Investment Bank stock overvalued right now?
Nepal Investment Bank (XNEP:NIB) has a current PE Ratio without NRI of 12.63. The stock's GF Value™ is NPR320.00, compared to a current price of NPR251.00 — trading 21.6% below its estimated fair value. The current PE Ratio without NRI is 12.63, which is 22% below median its 10-year median of 16.28 and 10.9% above the Banks industry median of 11.39. Nepal Investment Bank's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Nepal Investment Bank (XNEP:NIB), the current PE Ratio without NRI is 12.63 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Investment Bank (XNEP:NIB) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Investment Bank stock appears to be undervalued. The current stock price of NPR251.00 is trading 21.6% below its estimated GF Value™ of NPR320.00.

Key valuation signals for XNEP:NIB:

  • PE Ratio without NRI: 12.63 (22% below median its 10-year median of 16.28)
  • GF Value™: NPR320.00 vs. price of NPR251.00 (21.6% below fair value)
  • GF Score™: 25/100 with 1 warning sign
  • Industry Position: 10.9% above the Banks median

No single metric tells the full story. See the XNEP:NIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Investment Bank Business Description

Address Durbar Marg, P.O. Box 3412, Kathmandu, NPL
Nepal Investment Bank Ltd is in the business of retail and corporate banking products and services. The bank's business segments are engaged in banking operations, treasury functions, trade finance business, remittance business and card operations. The bank operates in Nepal.
25GF Score

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PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR251.00
Price
NPR320.00
GF Value