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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Nepal Investment Bank's share price is NPR251.00.
Nepal Investment Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jul. 2025 was NPR53.01. Hence, Nepal Investment Bank's PS Ratio for today is 4.73.
Good Sign:
Nepal Investment Bank Ltd stock PS Ratio (=4.74) is close to 10-year low of 4.43.
The historical rank and industry rank for Nepal Investment Bank's PS Ratio or its related term are showing as below:
XNEP:NIB'
s PS Ratio Range Over the Past 10 Years
Min: 4.43 Med: 6.07 Max: 12.36
Current: 4.73
During the past 13 years, Nepal Investment Bank's highest PS Ratio was 12.36. The lowest was 4.43. And the median was 6.07.
XNEP:NIB's PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.03
vs XNEP:NIB: 4.73
Nepal Investment Bank Ltd revenue growth has slowed down over the past 12 months.
During the past 3 years, the average Revenue per Share Growth Rate was 5.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 2.00% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 4.60% per year.
During the past 13 years, Nepal Investment Bank's highest 3-Year average Revenue per Share Growth Rate was 24.60% per year. The lowest was -11.80% per year. And the median was 1.10% per year.
Back to Basics: PS Ratio
Nepal Investment Bank (XNEP:NIB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Investment Bank PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Nepal Investment Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Investment Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Nepal Investment Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Nepal Investment Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Nepal Investment Bank's Share Price of today is NPR251.00. Nepal Investment Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jul. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR53.01.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Nepal Investment Bank (XNEP:NIB) has a PS Ratio of 4.73 as of Jul. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Nepal Investment Bank and its competitors. This is 22% below median its historical median of 6.07. Over the past decade, Nepal Investment Bank's PS Ratio has ranged from 4.43 to 12.36.
Is Nepal Investment Bank's PS Ratio too high?
Nepal Investment Bank's current PS Ratio of 4.73 is 22% below median its 10-year median of 6.07. Over the past 10 years, this metric has ranged from a low of 4.43 to a high of 12.36. The Banks industry median PS Ratio is 3.03. Nepal Investment Bank's value of 4.73 is 56.1% above this industry median. Overall, Nepal Investment Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Investment Bank's PS Ratio compare to competitors?
Nepal Investment Bank's PS Ratio of 4.73 can be compared against companies in the Banks industry. The industry median PS Ratio is 3.03. Nepal Investment Bank's value of 4.73 is 56.1% above this benchmark. Historically, Nepal Investment Bank's own PS Ratio has ranged from 4.43 to 12.36 over the past decade. While the company's 10-year median is 6.07 vs. the industry median of 3.03, Nepal Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.03, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Investment Bank's current PS Ratio of 4.73 is 56.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Nepal Investment Bank and its competitors. For the Banks industry, the median PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Investment Bank's current PS Ratio is 4.73, which is 22% below median its own 10-year median of 6.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Investment Bank stock overvalued right now?
Nepal Investment Bank (XNEP:NIB) has a current PS Ratio of 4.73. The stock's GF Value™ is NPR320.00, compared to a current price of NPR251.00 — trading 21.6% below its estimated fair value. The current PS Ratio is 4.73, which is 22% below median its 10-year median of 6.07 and 56.1% above the Banks industry median of 3.03. Nepal Investment Bank's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Nepal Investment Bank (XNEP:NIB), the current PS Ratio is 4.73 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Investment Bank (XNEP:NIB) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Investment Bank stock appears to be undervalued.
The current stock price of NPR251.00 is trading 21.6% below its estimated GF Value™ of NPR320.00.
Key valuation signals for XNEP:NIB:
PS Ratio: 4.73 (22% below median its 10-year median of 6.07)
GF Value™: NPR320.00 vs. price of NPR251.00 (21.6% below fair value)
No single metric tells the full story. See the XNEP:NIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Investment Bank Ltd is in the business of retail and corporate banking products and services. The bank's business segments are engaged in banking operations, treasury functions, trade finance business, remittance business and card operations. The bank operates in Nepal.
25GF Score
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