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The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-20), Nepal Investment Bank's share price is
NPR251.00.
Nepal Investment Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2025 was NPR19.87. Therefore, Nepal Investment Bank's PE Ratio (TTM) for today is 12.63.
Good Sign:
Nepal Investment Bank Ltd stock PE Ratio (=12.46) is close to 2-year low of 12.46.
The historical rank and industry rank for Nepal Investment Bank's PE Ratio (TTM) or its related term are showing as below:
XNEP:NIB'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 8.78 Med: 16.28 Max: 32.9
Current: 12.63
During the past 13 years, the highest PE Ratio (TTM) of Nepal Investment Bank was 32.90. The lowest was 8.78. And the median was 16.28.
XNEP:NIB's PE Ratio (TTM) is not ranked
in the Banks industry.
Industry Median: 11.8
vs XNEP:NIB: 12.63
During the past 12 months, Nepal Investment Bank's average EPS without NRIGrowth Rate was 62.30% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -1.80% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -1.60% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was -0.80% per year.
During the past 13 years, Nepal Investment Bank's highest 3-Year average EPS without NRI Growth Rate was 24.20% per year. The lowest was -17.30% per year. And the median was -1.50% per year.
Nepal Investment Bank's EPS (Basic) for the
three
months ended in Jul. 2025 was NPR6.54.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jul. 2025 was NPR19.87.
Nepal Investment Bank (XNEP:NIB) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Nepal Investment Bank PE Ratio (TTM) Related Terms
Nepal Investment Bank PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Nepal Investment Bank's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Investment Bank PE Ratio (TTM) Competitor Comparison
For the Banks - Regional subindustry, Nepal Investment Bank's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Investment Bank PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Nepal Investment Bank's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Nepal Investment Bank's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Nepal Investment Bank's Share Price of today is NPR251.00.
Nepal Investment Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR19.87.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Nepal Investment Bank (XNEP:NIB) has a PE Ratio (TTM) of 12.63 as of Jul. 20, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Nepal Investment Bank and its competitors. This is 22% below median its historical median of 16.28. Over the past decade, Nepal Investment Bank's PE Ratio (TTM) has ranged from 8.78 to 32.90.
Is Nepal Investment Bank's PE Ratio (TTM) too high?
Nepal Investment Bank's current PE Ratio (TTM) of 12.63 is 22% below median its 10-year median of 16.28. Over the past 10 years, this metric has ranged from a low of 8.78 to a high of 32.90. The Banks industry median PE Ratio (TTM) is 11.80. Nepal Investment Bank's value of 12.63 is 7% above this industry median. Overall, Nepal Investment Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Investment Bank's PE Ratio (TTM) compare to competitors?
Nepal Investment Bank's PE Ratio (TTM) of 12.63 can be compared against companies in the Banks industry. The industry median PE Ratio (TTM) is 11.80. Nepal Investment Bank's value of 12.63 is 7% above this benchmark. Historically, Nepal Investment Bank's own PE Ratio (TTM) has ranged from 8.78 to 32.90 over the past decade. While the company's 10-year median is 16.28 vs. the industry median of 11.80, Nepal Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.80, based on 1,446 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Investment Bank's current PE Ratio (TTM) of 12.63 is 7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Nepal Investment Bank and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Investment Bank's current PE Ratio (TTM) is 12.63, which is 22% below median its own 10-year median of 16.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Investment Bank stock overvalued right now?
Nepal Investment Bank (XNEP:NIB) has a current PE Ratio (TTM) of 12.63. The stock's GF Value™ is NPR320.00, compared to a current price of NPR251.00 — trading 21.6% below its estimated fair value. The current PE Ratio (TTM) is 12.63, which is 22% below median its 10-year median of 16.28 and 7% above the Banks industry median of 11.80. Nepal Investment Bank's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Nepal Investment Bank (XNEP:NIB), the current PE Ratio (TTM) is 12.63 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Investment Bank (XNEP:NIB) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Investment Bank stock appears to be undervalued.
The current stock price of NPR251.00 is trading 21.6% below its estimated GF Value™ of NPR320.00.
Key valuation signals for XNEP:NIB:
PE Ratio (TTM): 12.63 (22% below median its 10-year median of 16.28)
GF Value™: NPR320.00 vs. price of NPR251.00 (21.6% below fair value)
No single metric tells the full story. See the XNEP:NIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Investment Bank Ltd is in the business of retail and corporate banking products and services. The bank's business segments are engaged in banking operations, treasury functions, trade finance business, remittance business and card operations. The bank operates in Nepal.
25GF Score
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PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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