Nepal Investment Bank (XNEP:NIB) Pretax Margin %: 63.71% (As of Jul. 2025) — 10% Above Median


XNEP:NIB Nepal Investment Bank Ltd XNEP:NIB
25 GF Score
Price NPR251.00
GF Value NPR320.00
! 1 Warning Sign
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What is Nepal Investment Bank Pretax Margin %?

Nepal Investment Bank XNEP:NIB 25 Pretax Margin % is 63.71% as of Jul. 2025, which is 10% above its 10-year median of 57.67. GuruFocus rates XNEP:NIB with a GF Score™ of 25/100 and a GF Value™ of NPR320.00. The stock has 1 warning sign investors should review.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Nepal Investment Bank's Pre-Tax Income for the three months ended in Jul. 2025 was NPR3,199 Mil. Nepal Investment Bank's Revenue for the three months ended in Jul. 2025 was NPR5,021 Mil. Therefore, Nepal Investment Bank's pretax margin for the quarter that ended in Jul. 2025 was 63.71%.

The historical rank and industry rank for Nepal Investment Bank's Pretax Margin % or its related term are showing as below:

XNEP:NIB' s Pretax Margin % Range Over the Past 10 Years
Min: 32.38   Med: 57.67   Max: 78.19
Current: 54.28


XNEP:NIB's Pretax Margin % is not ranked
in the Banks industry.
Industry Median: 34.665 vs XNEP:NIB: 54.28

Nepal Investment Bank  (XNEP:NIB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Nepal Investment Bank Pretax Margin % Related Terms


Nepal Investment Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Nepal Investment Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Investment Bank Pretax Margin % Chart

Nepal Investment Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.05 67.04 36.33 32.38 54.28

Nepal Investment Bank Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.67 44.88 44.65 64.44 63.71

Nepal Investment Bank Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Nepal Investment Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Investment Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Investment Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Nepal Investment Bank's Pretax Margin % falls into.


XNEP:NIB
25GF Score
Nepal Investment Bank Ltd XNEP:NIB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Investment Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Nepal Investment Bank's Pretax Margin for the fiscal year that ended in Jul. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=9820.001/18091.809
=54.28 %

Nepal Investment Bank's Pretax Margin for the quarter that ended in Jul. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Jul. 2025 )/Revenue (Q: Jul. 2025 )
=3198.548/5020.691
=63.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 63.71% mean?
Nepal Investment Bank (XNEP:NIB) has a Pretax Margin % of 63.71% as of Jul. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nepal Investment Bank and its competitors. This is 10% above median its historical median of 57.67. Over the past decade, Nepal Investment Bank's Pretax Margin % has ranged from 32.38 to 78.19.
Is Nepal Investment Bank's Pretax Margin % too high?
Nepal Investment Bank's current Pretax Margin % of 63.71% is 10% above median its 10-year median of 57.67. Over the past 10 years, this metric has ranged from a low of 32.38 to a high of 78.19. The Banks industry median Pretax Margin % is 34.67. Nepal Investment Bank's value of 63.71% is 83.8% above this industry median. Overall, Nepal Investment Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Investment Bank's Pretax Margin % compare to competitors?
Nepal Investment Bank's Pretax Margin % of 63.71% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.67. Nepal Investment Bank's value of 63.71% is 83.8% above this benchmark. Historically, Nepal Investment Bank's own Pretax Margin % has ranged from 32.38 to 78.19 over the past decade. While the company's 10-year median is 57.67 vs. the industry median of 34.67, Nepal Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Investment Bank's current Pretax Margin % of 63.71% is 83.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nepal Investment Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Investment Bank's current Pretax Margin % is 63.71%, which is 10% above median its own 10-year median of 57.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Investment Bank stock overvalued right now?
Nepal Investment Bank (XNEP:NIB) has a current Pretax Margin % of 63.71%. The stock's GF Value™ is NPR320.00, compared to a current price of NPR251.00 — trading 21.6% below its estimated fair value. The current Pretax Margin % is 63.71%, which is 10% above median its 10-year median of 57.67 and 83.8% above the Banks industry median of 34.67. Nepal Investment Bank's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Nepal Investment Bank (XNEP:NIB), the current Pretax Margin % is 63.71% as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Investment Bank (XNEP:NIB) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Investment Bank stock appears to be undervalued. The current stock price of NPR251.00 is trading 21.6% below its estimated GF Value™ of NPR320.00.

Key valuation signals for XNEP:NIB:

  • Pretax Margin %: 63.71% (10% above median its 10-year median of 57.67)
  • GF Value™: NPR320.00 vs. price of NPR251.00 (21.6% below fair value)
  • GF Score™: 25/100 with 1 warning sign
  • Industry Position: 83.8% above the Banks median

No single metric tells the full story. See the XNEP:NIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Investment Bank Business Description

Address Durbar Marg, P.O. Box 3412, Kathmandu, NPL
Nepal Investment Bank Ltd is in the business of retail and corporate banking products and services. The bank's business segments are engaged in banking operations, treasury functions, trade finance business, remittance business and card operations. The bank operates in Nepal.
25GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR251.00
Price
NPR320.00
GF Value