Nepal Investment Bank (XNEP:NIB) PEG Ratio: 2.94 (As of Jul. 13, 2026) — 66% Above Median


XNEP:NIB Nepal Investment Bank Ltd XNEP:NIB
25 GF Score
Price NPR251.00
GF Value NPR320.00
! 1 Warning Sign
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What is Nepal Investment Bank PEG Ratio?

Nepal Investment Bank XNEP:NIB 25 PEG Ratio is 2.94 as of Jul. 13, 2026, which is 66% above its 10-year median of 1.77. GuruFocus rates XNEP:NIB with a GF Score™ of 25/100 and a GF Value™ of NPR320.00. The stock has 1 warning sign investors should review.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Nepal Investment Bank's PE Ratio without NRI is 12.63. Nepal Investment Bank's 5-Year Book Value growth rate is 4.30%. Therefore, Nepal Investment Bank's PEG Ratio for today is 2.94.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Nepal Investment Bank's PEG Ratio or its related term are showing as below:

XNEP:NIB' s PEG Ratio Range Over the Past 10 Years
Min: 0.57   Med: 1.77   Max: 4.19
Current: 2.94


During the past 13 years, Nepal Investment Bank's highest PEG Ratio was 4.19. The lowest was 0.57. And the median was 1.77.


XNEP:NIB's PEG Ratio is not ranked
in the Banks industry.
Industry Median: 1.54 vs XNEP:NIB: 2.94

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Nepal Investment Bank  (XNEP:NIB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Nepal Investment Bank PEG Ratio Related Terms


Nepal Investment Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Nepal Investment Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Investment Bank PEG Ratio Chart

Nepal Investment Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.65 1.81 3.13 4.18 2.90

Nepal Investment Bank Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.18 3.73 0.00 3.11 2.90

Nepal Investment Bank PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Nepal Investment Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Investment Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Investment Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Nepal Investment Bank's PEG Ratio falls into.


XNEP:NIB
25GF Score
Nepal Investment Bank Ltd XNEP:NIB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Investment Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Nepal Investment Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=12.631473000856/4.30
=2.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.94 mean?
Nepal Investment Bank (XNEP:NIB) has a PEG Ratio of 2.94 as of Jul. 13, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Nepal Investment Bank and its competitors. This is 66% above median its historical median of 1.77. Over the past decade, Nepal Investment Bank's PEG Ratio has ranged from 0.57 to 4.19.
Is Nepal Investment Bank's PEG Ratio too high?
Nepal Investment Bank's current PEG Ratio of 2.94 is 66% above median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 4.19. The Banks industry median PEG Ratio is 1.54. Nepal Investment Bank's value of 2.94 is 90.9% above this industry median. Overall, Nepal Investment Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Investment Bank's PEG Ratio compare to competitors?
Nepal Investment Bank's PEG Ratio of 2.94 can be compared against companies in the Banks industry. The industry median PEG Ratio is 1.54. Nepal Investment Bank's value of 2.94 is 90.9% above this benchmark. Historically, Nepal Investment Bank's own PEG Ratio has ranged from 0.57 to 4.19 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 1.54, Nepal Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Investment Bank's current PEG Ratio of 2.94 is 90.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Nepal Investment Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Investment Bank's current PEG Ratio is 2.94, which is 66% above median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Investment Bank stock overvalued right now?
Nepal Investment Bank (XNEP:NIB) has a current PEG Ratio of 2.94. The stock's GF Value™ is NPR320.00, compared to a current price of NPR251.00 — trading 21.6% below its estimated fair value. The current PEG Ratio is 2.94, which is 66% above median its 10-year median of 1.77 and 90.9% above the Banks industry median of 1.54. Nepal Investment Bank's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Nepal Investment Bank (XNEP:NIB), the current PEG Ratio is 2.94 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Investment Bank (XNEP:NIB) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Investment Bank stock appears to be undervalued. The current stock price of NPR251.00 is trading 21.6% below its estimated GF Value™ of NPR320.00.

Key valuation signals for XNEP:NIB:

  • PEG Ratio: 2.94 (66% above median its 10-year median of 1.77)
  • GF Value™: NPR320.00 vs. price of NPR251.00 (21.6% below fair value)
  • GF Score™: 25/100 with 1 warning sign
  • Industry Position: 90.9% above the Banks median

No single metric tells the full story. See the XNEP:NIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Investment Bank Business Description

Address Durbar Marg, P.O. Box 3412, Kathmandu, NPL
Nepal Investment Bank Ltd is in the business of retail and corporate banking products and services. The bank's business segments are engaged in banking operations, treasury functions, trade finance business, remittance business and card operations. The bank operates in Nepal.
25GF Score

Get the complete analysis for XNEP:NIB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR251.00
Price
NPR320.00
GF Value