Nepal Investment Bank (XNEP:NIB) Cyclically Adjusted PS Ratio: 4.13 (As of Aug. 04, 2026) — Near Median

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XNEP:NIB Nepal Investment Bank Ltd XNEP:NIB
25 GF Score
Price NPR251.00
GF Value NPR320.00
! 1 Warning Sign
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What is Nepal Investment Bank Cyclically Adjusted PS Ratio?

Nepal Investment Bank XNEP:NIB 25 Cyclically Adjusted PS Ratio is 4.13 as of Aug. 04, 2026, which is 9% below its 10-year median of 4.54. GuruFocus rates XNEP:NIB with a GF Score™ of 25/100 and a GF Value™ of NPR320.00. The stock has 1 warning sign investors should review.

As of today (2026-08-04), Nepal Investment Bank's current share price is NPR251.00. Nepal Investment Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jul. 2025 was NPR60.72. Nepal Investment Bank's Cyclically Adjusted PS Ratio for today is 4.13.

The historical rank and industry rank for Nepal Investment Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

XNEP:NIB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.95   Med: 4.54   Max: 7.65
Current: 4.13

During the past years, Nepal Investment Bank's highest Cyclically Adjusted PS Ratio was 7.65. The lowest was 3.95. And the median was 4.54.

XNEP:NIB's Cyclically Adjusted PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.41 vs XNEP:NIB: 4.13

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Nepal Investment Bank's adjusted revenue per share data for the three months ended in Jul. 2025 was NPR14.709. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NPR60.72 for the trailing ten years ended in Jul. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Nepal Investment Bank  (XNEP:NIB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Nepal Investment Bank Cyclically Adjusted PS Ratio Related Terms


Nepal Investment Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Nepal Investment Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Investment Bank Cyclically Adjusted PS Ratio Chart

Nepal Investment Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 4.88 4.57 4.36 4.13

Nepal Investment Bank Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.36 4.30 4.25 4.20 4.13

Nepal Investment Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Nepal Investment Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Investment Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Investment Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Nepal Investment Bank's Cyclically Adjusted PS Ratio falls into.


XNEP:NIB
25GF Score
Nepal Investment Bank Ltd XNEP:NIB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Investment Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Nepal Investment Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=251.00/60.72
=4.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Investment Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jul. 2025 is calculated as:

For example, Nepal Investment Bank's adjusted Revenue per Share data for the three months ended in Jul. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jul. 2025 (Change)*Current CPI (Jul. 2025)
=14.709/323.0480*323.0480
=14.709

Current CPI (Jul. 2025) = 323.0480.

Nepal Investment Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201510 6.524 237.838 8.861
201601 15.384 236.916 20.977
201604 9.804 239.261 13.237
201607 10.308 240.628 13.839
201610 8.753 241.729 11.698
201701 18.190 242.839 24.198
201704 27.306 244.524 36.075
201707 11.470 244.786 15.137
201710 10.399 246.663 13.619
201801 10.489 247.867 13.670
201804 10.795 250.546 13.919
201807 16.974 252.006 21.759
201810 14.277 252.885 18.238
201901 14.589 251.712 18.724
201904 11.149 255.548 14.094
201907 10.221 256.571 12.869
201910 12.547 257.346 15.750
202001 12.727 257.971 15.938
202004 11.196 256.389 14.107
202007 9.656 259.101 12.039
202010 12.888 260.388 15.989
202101 9.901 261.582 12.228
202104 13.697 267.054 16.569
202107 12.013 273.003 14.215
202110 12.255 276.589 14.313
202201 9.272 281.148 10.654
202204 10.590 289.109 11.833
202207 12.619 296.276 13.759
202210 15.051 298.012 16.315
202301 13.196 299.170 14.249
202304 12.479 303.363 13.289
202307 15.925 305.691 16.829
202310 14.295 307.671 15.009
202401 11.847 308.417 12.409
202404 12.286 313.548 12.658
202407 14.113 314.540 14.495
202410 14.207 315.664 14.539
202501 12.640 317.671 12.854
202504 11.454 320.795 11.534
202507 14.709 323.048 14.709

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.13 mean?
Nepal Investment Bank (XNEP:NIB) has a Cyclically Adjusted PS Ratio of 4.13 as of Aug. 04, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Nepal Investment Bank and its competitors. This is near median its historical median of 4.54. Over the past decade, Nepal Investment Bank's Cyclically Adjusted PS Ratio has ranged from 3.95 to 7.65.
Is Nepal Investment Bank's Cyclically Adjusted PS Ratio too high?
Nepal Investment Bank's current Cyclically Adjusted PS Ratio of 4.13 is near median its 10-year median of 4.54. Over the past 10 years, this metric has ranged from a low of 3.95 to a high of 7.65. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Nepal Investment Bank's value of 4.13 is 21.1% above this industry median. Overall, Nepal Investment Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Investment Bank's Cyclically Adjusted PS Ratio compare to competitors?
Nepal Investment Bank's Cyclically Adjusted PS Ratio of 4.13 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Nepal Investment Bank's value of 4.13 is 21.1% above this benchmark. Historically, Nepal Investment Bank's own Cyclically Adjusted PS Ratio has ranged from 3.95 to 7.65 over the past decade. While the company's 10-year median is 4.54 vs. the industry median of 3.41, Nepal Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Investment Bank's current Cyclically Adjusted PS Ratio of 4.13 is 21.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Nepal Investment Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Investment Bank's current Cyclically Adjusted PS Ratio is 4.13, which is near median its own 10-year median of 4.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Investment Bank stock overvalued right now?
Nepal Investment Bank (XNEP:NIB) has a current Cyclically Adjusted PS Ratio of 4.13. The stock's GF Value™ is NPR320.00, compared to a current price of NPR251.00 — trading 21.6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.13, which is near median its 10-year median of 4.54 and 21.1% above the Banks industry median of 3.41. Nepal Investment Bank's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Nepal Investment Bank (XNEP:NIB), the current Cyclically Adjusted PS Ratio is 4.13 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Investment Bank (XNEP:NIB) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Investment Bank stock appears to be undervalued. The current stock price of NPR251.00 is trading 21.6% below its estimated GF Value™ of NPR320.00.

Key valuation signals for XNEP:NIB:

  • Cyclically Adjusted PS Ratio: 4.13 (near median its 10-year median of 4.54)
  • GF Value™: NPR320.00 vs. price of NPR251.00 (21.6% below fair value)
  • GF Score™: 25/100 with 1 warning sign
  • Industry Position: 21.1% above the Banks median

No single metric tells the full story. See the XNEP:NIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Investment Bank Business Description

Address Durbar Marg, P.O. Box 3412, Kathmandu, NPL
Nepal Investment Bank Ltd is in the business of retail and corporate banking products and services. The bank's business segments are engaged in banking operations, treasury functions, trade finance business, remittance business and card operations. The bank operates in Nepal.
25GF Score

Get the complete analysis for XNEP:NIB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR251.00
Price
NPR320.00
GF Value