Prabhu Bank (XNEP:PRVU) Net Loan: NPR221,494 Mil (As of Jul. 2026)

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XNEP:PRVU Prabhu Bank Ltd XNEP:PRVU
72 GF Score
Price NPR181.50
GF Value NPR183.03
Valuation Fairly Valued
! 1 Warning Sign
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What is Prabhu Bank Net Loan?

Prabhu Bank XNEP:PRVU +0.61% 72 Net Loan is NPR221,494 Mil as of Jul. 2026. GuruFocus rates XNEP:PRVU with a GF Score™ of 72/100 and a GF Value™ of NPR183.03 (Fairly Valued). The stock has 1 warning sign investors should review.

Prabhu Bank's quarterly net loan declined from Jan. 2026 (NPR234,663 Mil) to Apr. 2026 (NPR228,685 Mil) and declined from Apr. 2026 (NPR228,685 Mil) to Jul. 2026 (NPR221,494 Mil).

Prabhu Bank's annual net loan increased from Jul. 2024 (NPR219,100 Mil) to Jul. 2025 (NPR228,685 Mil) but then declined from Jul. 2025 (NPR228,685 Mil) to Jul. 2026 (NPR221,494 Mil).

Prabhu Bank Net Loan Historical Data

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The historical data trend for Prabhu Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prabhu Bank Net Loan Chart

Prabhu Bank Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 144,172.44 228,780.04 219,100.20 224,652.24 221,493.78

Prabhu Bank Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 224,652.24 238,405.80 234,663.34 228,684.88 221,493.78
XNEP:PRVU
72GF Score
Prabhu Bank Ltd XNEP:PRVU
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Prabhu Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of NPR221,494 Mil mean?
Prabhu Bank (XNEP:PRVU) has a Net Loan of NPR221,494 Mil as of Jul. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Prabhu Bank and its competitors.
Is Prabhu Bank's Net Loan too high?
Prabhu Bank's current Net Loan is NPR221,494 Mil. Overall, Prabhu Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prabhu Bank's Net Loan compare to competitors?
Prabhu Bank's Net Loan of NPR221,494 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Prabhu Bank and its competitors. Prabhu Bank's current Net Loan is NPR221,494 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prabhu Bank stock overvalued right now?
Based on GuruFocus' analysis, Prabhu Bank (XNEP:PRVU) is currently considered Fairly Valued. The stock's GF Value™ is NPR183.03, compared to a current price of NPR181.50 — trading 0.8% below its estimated fair value. The current Net Loan is NPR221,494 Mil. Prabhu Bank's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Prabhu Bank (XNEP:PRVU), the current Net Loan is NPR221,494 Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prabhu Bank (XNEP:PRVU) Overvalued in 2026?

Based on GuruFocus' analysis, Prabhu Bank stock appears to be undervalued. The current stock price of NPR181.50 is trading 0.8% below its estimated GF Value™ of NPR183.03. GuruFocus considers Prabhu Bank to be Fairly Valued.

Key valuation signals for XNEP:PRVU:

  • Net Loan: NPR221,494 Mil
  • GF Value™: NPR183.03 vs. price of NPR181.50 (0.8% below fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the XNEP:PRVU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Prabhu Bank Business Description

Address Babarmahal, G.P.O. Box 8975, Prabhu Building, Kathmandu, NPL, 19441
Prabhu Bank Ltd is a banking and financial company in Nepal. It provides a full range of banking, agency, and investment services for personal and corporate customers. Its services include offering deposit schemes, loans and advances, Foreign exchange facilities, Trade financing, Inward/outward remittances, market-making for government securities, and letters of credits, among others. Along with its subsidiaries, the company operates in four segments: Treasury & Remittance, Alternate Delivery Channel, Trade operations, and Banking. A majority of its revenue is generated from the Banking segment which involves providing full-fledged commercial banking services to its customers.
72GF Score

Get the complete analysis for XNEP:PRVU

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR181.50
Price
NPR183.03
GF Value