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Prabhu BankXNEP:PRVU -0.36%62 PB Ratio is 1.30 as of Aug. 06, 2026, which is 16% below its 10-year median of 1.54. GuruFocus rates XNEP:PRVU with a GF Score™ of 62/100 and a GF Value™ of NPR135.80 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,514 Banks companies, Prabhu Bank ranks worse than 65.65% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-06), Prabhu Bank's share price is NPR192.30. Prabhu Bank's Book Value per Share for the quarter that ended in Apr. 2026 was NPR148.47. Hence, Prabhu Bank's PB Ratio of today is 1.30.
The historical rank and industry rank for Prabhu Bank's PB Ratio or its related term are showing as below:
XNEP:PRVU'
s PB Ratio Range Over the Past 10 Years
Min: 0.69 Med: 1.54 Max: 3.49
Current: 1.33
During the past 10 years, Prabhu Bank's highest PB Ratio was 3.49. The lowest was 0.69. And the median was 1.54.
XNEP:PRVU's PB Ratio is ranked worse than 65.65% of 1514
companies
in the Banks industry
Industry Median: 1.12
vs XNEP:PRVU: 1.33
During the past 12 months, Prabhu Bank's average Book Value Per Share Growth Rate was 0.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.10% per year.
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Prabhu Bank was 25.50% per year. The lowest was 0.50% per year. And the median was 10.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Prabhu Bank PB Ratio Related Terms
Prabhu Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Prabhu Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Prabhu Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prabhu Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Prabhu Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Prabhu Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Prabhu Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Prabhu Bank (XNEP:PRVU) has a PB Ratio of 1.30 as of Aug. 06, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Prabhu Bank and its competitors. This is 16% below median its historical median of 1.54. Over the past decade, Prabhu Bank's PB Ratio has ranged from 0.69 to 3.49. According to the industry distribution chart, Prabhu Bank ranks #994 out of 1514 companies in the Banks industry, placing it in the top 65.7%.
Is Prabhu Bank's PB Ratio too high?
Prabhu Bank's current PB Ratio of 1.30 is 16% below median its 10-year median of 1.54. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 3.49. The Banks industry median PB Ratio is 1.12. Prabhu Bank's value of 1.30 is 16.1% above this industry median. Based on the distribution chart, Prabhu Bank ranks #994 out of 1514 companies in the Banks industry, which is below the industry midpoint. Overall, Prabhu Bank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Prabhu Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Prabhu Bank ranks #994 out of 1514 companies for PB Ratio. This places Prabhu Bank in the lower half of its industry. The industry median PB Ratio is 1.12. Prabhu Bank's value of 1.30 is 16.1% above this benchmark. Historically, Prabhu Bank's own PB Ratio has ranged from 0.69 to 3.49 over the past decade. While the company's 10-year median is 1.54 vs. the industry median of 1.12, Prabhu Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prabhu Bank's current PB Ratio of 1.30 is 16.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Prabhu Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prabhu Bank's current PB Ratio is 1.30, which is 16% below median its own 10-year median of 1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prabhu Bank stock overvalued right now?
Based on GuruFocus' analysis, Prabhu Bank (XNEP:PRVU) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR135.80, compared to a current price of NPR192.30 — trading 41.6% above its estimated fair value. The current PB Ratio is 1.30, which is 16% below median its 10-year median of 1.54 and 16.1% above the Banks industry median of 1.12. Prabhu Bank's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Prabhu Bank (XNEP:PRVU), the current PB Ratio is 1.30 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prabhu Bank (XNEP:PRVU) Overvalued in 2026?
Based on GuruFocus' analysis, Prabhu Bank stock appears to be overvalued.
The current stock price of NPR192.30 is trading 41.6% above its estimated GF Value™ of NPR135.80.
GuruFocus considers Prabhu Bank to be Significantly Overvalued.
Key valuation signals for XNEP:PRVU:
PB Ratio: 1.30 (16% below median its 10-year median of 1.54)
GF Value™: NPR135.80 vs. price of NPR192.30 (41.6% above fair value)
Industry Position: 16.1% above the Banks median (#994 of 1514)
No single metric tells the full story. See the XNEP:PRVU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prabhu Bank Ltd is a banking and financial company in Nepal. It provides a full range of banking, agency, and investment services for personal and corporate customers. Its services include offering deposit schemes, loans and advances, Foreign exchange facilities, Trade financing, Inward/outward remittances, market-making for government securities, and letters of credits, among others. Along with its subsidiaries, the company operates in four segments: Treasury & Remittance, Alternate Delivery Channel, Trade operations, and Banking. A majority of its revenue is generated from the Banking segment which involves providing full-fledged commercial banking services to its customers.
62GF Score
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