Prabhu BankXNEP:PRVU -0.53%62 Pretax Margin % is 20.19% as of Apr. 2026, which is 42% below its 10-year median of 34.95. GuruFocus rates XNEP:PRVU with a GF Score™ of 62/100 and a GF Value™ of NPR136.12 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,530 Banks companies, Prabhu Bank ranks better than 80.59% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Prabhu Bank's Pre-Tax Income for the
three
months ended in Apr. 2026 was NPR733 Mil. Prabhu Bank's Revenue for the
three
months ended in Apr. 2026 was NPR3,631 Mil. Therefore, Prabhu Bank's pretax margin for the quarter that ended in Apr. 2026 was 20.19%.
The historical rank and industry rank for Prabhu Bank's Pretax Margin % or its related term are showing as below:
XNEP:PRVU'
s Pretax Margin % Range Over the Past 10 Years
Min: 12.55 Med: 34.95 Max: 75.67
Current: 48.33
XNEP:PRVU's Pretax Margin % is ranked better than 80.59% of 1530
companies
in the Banks industry
Industry Median: 34.655
vs XNEP:PRVU: 48.33
Prabhu Bank (XNEP:PRVU) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Prabhu Bank Pretax Margin % Related Terms
Prabhu Bank Pretax Margin % Historical Data
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The historical data trend for Prabhu Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Prabhu Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prabhu Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Prabhu Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Prabhu Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prabhu Bank (XNEP:PRVU) has a Pretax Margin % of 20.19% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Prabhu Bank and its competitors. This is 42% below median its historical median of 34.95. Over the past decade, Prabhu Bank's Pretax Margin % has ranged from 12.55 to 75.67. According to the industry distribution chart, Prabhu Bank ranks #297 out of 1530 companies in the Banks industry, placing it in the top 19.4%.
Is Prabhu Bank's Pretax Margin % too high?
Prabhu Bank's current Pretax Margin % of 20.19% is 42% below median its 10-year median of 34.95. Over the past 10 years, this metric has ranged from a low of 12.55 to a high of 75.67. The Banks industry median Pretax Margin % is 34.66. Prabhu Bank's value of 20.19% is 41.7% below this industry median. Based on the distribution chart, Prabhu Bank ranks #297 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Prabhu Bank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Prabhu Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Prabhu Bank ranks #297 out of 1530 companies for Pretax Margin %. This places Prabhu Bank in the top 19% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.66. Prabhu Bank's value of 20.19% is 41.7% below this benchmark. Historically, Prabhu Bank's own Pretax Margin % has ranged from 12.55 to 75.67 over the past decade. While the company's 10-year median is 34.95 vs. the industry median of 34.66, Prabhu Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prabhu Bank's current Pretax Margin % of 20.19% is 41.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Prabhu Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prabhu Bank's current Pretax Margin % is 20.19%, which is 42% below median its own 10-year median of 34.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prabhu Bank stock overvalued right now?
Based on GuruFocus' analysis, Prabhu Bank (XNEP:PRVU) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR136.12, compared to a current price of NPR189.00 — trading 38.8% above its estimated fair value. The current Pretax Margin % is 20.19%, which is 42% below median its 10-year median of 34.95 and 41.7% below the Banks industry median of 34.66. Prabhu Bank's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Prabhu Bank (XNEP:PRVU), the current Pretax Margin % is 20.19% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prabhu Bank (XNEP:PRVU) Overvalued in 2026?
Based on GuruFocus' analysis, Prabhu Bank stock appears to be overvalued.
The current stock price of NPR189.00 is trading 38.8% above its estimated GF Value™ of NPR136.12.
GuruFocus considers Prabhu Bank to be Significantly Overvalued.
Key valuation signals for XNEP:PRVU:
Pretax Margin %: 20.19% (42% below median its 10-year median of 34.95)
GF Value™: NPR136.12 vs. price of NPR189.00 (38.8% above fair value)
Industry Position: 41.7% below the Banks median (#297 of 1530)
No single metric tells the full story. See the XNEP:PRVU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prabhu Bank Ltd is a banking and financial company in Nepal. It provides a full range of banking, agency, and investment services for personal and corporate customers. Its services include offering deposit schemes, loans and advances, Foreign exchange facilities, Trade financing, Inward/outward remittances, market-making for government securities, and letters of credits, among others. Along with its subsidiaries, the company operates in four segments: Treasury & Remittance, Alternate Delivery Channel, Trade operations, and Banking. A majority of its revenue is generated from the Banking segment which involves providing full-fledged commercial banking services to its customers.
62GF Score
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