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Prabhu Bank (XNEP:PRVU) Effective Interest Rate on Debt % : 175.16% (As of Apr. 2025)


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What is Prabhu Bank Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Prabhu Bank's annualized positive value of Interest Expense for the quarter that ended in Apr. 2025 was NPR14,926 Mil. Prabhu Bank's average total debt for the quarter that ended in Apr. 2025 was NPR8,521 Mil. Therefore, Prabhu Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2025 was 175.16%.


Prabhu Bank Effective Interest Rate on Debt % Historical Data

The historical data trend for Prabhu Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Prabhu Bank Effective Interest Rate on Debt % Chart

Prabhu Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 542.24 198.49 159.21 202.91 180.58

Prabhu Bank Quarterly Data
Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Apr25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 236.65 219.58 194.19 185.78 175.16

Competitive Comparison of Prabhu Bank's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Prabhu Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prabhu Bank's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Prabhu Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Prabhu Bank's Effective Interest Rate on Debt % falls into.


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Prabhu Bank Effective Interest Rate on Debt % Calculation

Prabhu Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2023 )+Total Debt  (A: Jul. 2024 ))/ count )
=-1  *  -20018.545/( (11713.821+10457.323)/ 2 )
=-1  *  -20018.545/11085.572
=180.58 %

where

Total Debt  (A: Jul. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11713.821 + 0
=11713.821

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10457.323 + 0
=10457.323

Prabhu Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2024 )+Total Debt  (Q: Apr. 2025 ))/ count )
=-1  *  -14925.628/( (8513.092+8529.552)/ 2 )
=-1  *  -14925.628/8521.322
=175.16 %

where

Total Debt  (Q: Oct. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8513.092 + 0
=8513.092

Total Debt  (Q: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8529.552 + 0
=8529.552

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.


Prabhu Bank  (XNEP:PRVU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Prabhu Bank Effective Interest Rate on Debt % Related Terms

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Prabhu Bank Business Description

Industry
Traded in Other Exchanges
N/A
Address
Babarmahal, G.P.O. Box 8975, Prabhu Building, Kathmandu, NPL, 19441
Prabhu Bank Ltd is a banking and financial company in Nepal. It provides a full range of banking, agency, and investment services for personal and corporate customers. Its services include offering deposit schemes, loans and advances, Foreign exchange facilities, Trade financing, Inward/outward remittances, market-making for government securities, and letters of credits, among others. Along with its subsidiaries, the company operates in four segments: Treasury & Remittance, Alternate Delivery Channel, Trade operations, and Banking. A majority of its revenue is generated from the Banking segment which involves providing full-fledged commercial banking services to its customers.

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